195 Ivy Ln, Eastsound, WA 98245 Property Records

San Juan County property record for 195 Ivy Ln, Eastsound, WA 98245

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,211 sqft · built 1996
Lot Size	3.55 acres (155,074 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Aug 2024)
Tax Bill	$5,336 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`173156-003-000`

Property Details

APN / Parcel Number

Primary APN	`173156-003-000`
Alternative APN	`5103`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,211 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	2,211 sqft
Attic Area	510 sqft
Flooring	Concrete/Cement
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Stucco
Lot Area	155,074 sqft (3.55 acres)
Terrain	Other
Garage Type	Attached
Garage Area	885 sqft
Deck Area	506 sqft
Patio Area	430 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	5103
Street Address	195 IVY LN
City	EASTSOUND
State	WA
Zip	98245-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTER'S LAIR REPLAT OF LOTS 1,4,5, 7 & 8 - LOT 4A (PARCEL A PER BLM AFN 2023-0808018) SEC 31, T 37N, R 1W
Legal Range	01W
Legal Township	37N
Legal Section	31
Legal Subdivision	OTTERS LAIR
Legal Lot Number	4A 4
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	2
Census Block	2011
Census Tract	960101

Owner

Source: San Juan County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	195 IVY LN, EASTSOUND, WA 98245-8503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 11, 2018	Loan Modification, Mortgage · Conventional Mortgage ISLANDERS BK
Apr 13, 2017	Loan Modification, Mortgage · Conventional Mortgage ISLANDERS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Aug 15, 2024 · Amount on Record
Deed Document Number	2024-0815007
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	195 IVY LN, EASTSOUND, WA 98245-8503
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 IVY LN, EASTSOUND, WA 98245-8503

Mortgage

Document Number	0000415009
Date	Apr 15, 2024
Instrument	2024-0415009

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	195 IVY LN, EASTSOUND, WA 98245-8503
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 IVY LN, EASTSOUND, WA 98245-8503

Mortgage

Document Number	0000714016
Date	Jul 14, 2022
Instrument	2022-0714016

Lender

Name	BANNER BANK
Type	Bank
Address	EASTSOUND, WA 98245

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	195 IVY LN, EASTSOUND, WA 98245-8503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218010
Date	Feb 18, 2020
Instrument	2020-0218010

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	195 IVY LN, EASTSOUND, WA 98245-8503
Document Number	0001229007
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 IVY LN EASTSOUND WA 982458503, EASTSOUND, WA 98245-8503

Mortgage

Document Number	0001229007
Date	Dec 29, 2020
Instrument	1229007

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JUAN WA
Property Address	195 IVY LN, EASTSOUND, WA 98245-8503
Document Number	0000117021
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 278 EASTSOUND WA 982450278, EASTSOUND, WA 98245-0278

Mortgage

Document Number	0000117021
Date	Jan 17, 2018
Instrument	117021

Lender

Name	ISLANDERS BK
Type	Bank
Address	EASTSOUND, WA 98245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JUAN WA
Property Address	195 IVY LN, EASTSOUND, WA 98245-8503
Document Number	0000420005
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 278 EASTSOUND WA 982450278, EASTSOUND, WA 98245-0278

Mortgage

Document Number	0000420005
Date	Apr 20, 2017
Instrument	420005

Lender

Name	ISLANDERS BK
Type	Bank
Address	EASTSOUND, WA 98245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,336.00	$968,910 Land $249,520 Building $719,390	$968,910 Land $249,520 Building $719,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSARIO private · serves 1,426 people · EPA ID WA5374270
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Orcas Online, Rock Island Communications.

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