195 Hurst Neck Rd, Onemo, VA 23130 Property Records

Mathews County property record for 195 Hurst Neck Rd, Onemo, VA 23130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1985
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (Sep 2018)
Tax Bill	$1,880 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`36-10-A`

Property Details

APN / Parcel Number

Primary APN	`36-10-A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	195 HURST NECK RD
City	ONEMO
State	VA
Zip	23130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC .750 B 0000/
Legal Lot Number	A
Jurisdiction	MATHEWS VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	951401

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	955 MANAKIN RD, MIDLOTHIAN, VA 23113-9410
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU INC
Nov 30, 2018	Intrafamily Transfer, Transfer
Sep 24, 2018	Deed, Transfer · ARM VIRGINIA CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	20181193
Last Transfer Date	Nov 13, 2018
Transfer Doc	0000001420
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	195 HURST NECK RD, ONEMO, VA 23130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001711
Date	Nov 4, 2020
Instrument	200001711

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	HENRICO, VA 23255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MATHEWS VA
Recording Date	Nov 30, 2018
Property Address	195 HURST NECK RD, ONEMO, VA 23130
Document Number	180001420
Map Reference	MB 21 PG 230
Instrument Date	Nov 13, 2018
Instrument	180001420
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	955 MANAKIN RD, MIDLOTHIAN, VA 23113-9410
Investor	Possibly a Property Investor

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Sep 24, 2018
Property Address	195 HURST NECK RD, ONEMO, VA 23130
Document Number	180001193
Map Reference	MB 21 PG 230
Instrument Date	Aug 30, 2018
Instrument	180001193
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	955 MANAKIN RD, MIDLOTHIAN, VA 23113-9410
Investor	Possibly a Property Investor

Mortgage

Document Number	180001194
Date	Sep 24, 2018
Instrument	180001194

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,880.00 (+0.05%)	$303,200 (-) Land $75,000 Building $228,200
2025	$1,879.00 (+10.72%)
2023	$1,697.00	$303,200 Land $75,000 Building $228,200	$303,200 Land $75,000 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 156 policies
Nearby Flood Policies	156 in force
Nearby Flood Claims	16 (1998–2015)
Most Recent Claim	Oct 2015 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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