195 Howards Ln, Lancaster, VA 22503 Property Records

Lancaster County property record for 195 Howards Ln, Lancaster, VA 22503 · Last verified May 2026

Property Summary

Property Type	Other Improved
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jul 2011)
Tax Bill	$94 (2023)
Deeds & Mortgages	Jul 2011 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19 60A`

Property Details

APN / Parcel Number

Primary APN	`19 60A`
Alternative APN	`2441`

Exterior

Architectural Style	Mobile Home
Lot Area	130,680 sqft (3 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2441
Street Address	195 HOWARDS LN
City	LANCASTER
State	VA
Zip	22503
Property Category	Other
Property Type	Other > Other Improved
Legal Description	NR MOLLUSK 3 AC LR11/1491
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4019
Census Tract	30100

Owner

Source: Lancaster County records · APN 19 60A

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 665, LANCASTER, VA 22503-0665
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2011 · Amount on Record
Deed Sale	Jul 14, 2011 · Amount on Record
Deed Book / Page	1100 / 1491
Record Updated	Sep 20, 2026

July 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 14, 2011
Property Address	195 HOWARDS LN, LANCASTER, VA 22503
Document Number	01100/1491
Book / Page	1100 / 1491
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011001492
Date	Jul 14, 2011
Instrument	1100/1492

Lender

Name	PRIVATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,700 (+11.33%) Land $15,000 Building $1,700	$16,700 (+11.33%) Land $15,000 Building $1,700
2023	$94.00	$15,000 Land $15,000	$15,000 Land $15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030301004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018, other causes
Claims By Storm	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Virginia Everywhere. Availability varies by address; speeds are provider-advertised maximums, not measured.