195 High St, Westerly, RI 02891 Property Records

Westerly Town property record for 195 High St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,012 sqft · built 1917
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2014)
Tax Bill	$3,689 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:37 B:124`

Property Details

APN / Parcel Number

Primary APN	`WEST M:37 B:124`
Alternative APNs	`M:037 B:124 L` `18154126`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	2,876 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18154126
Street Address	195 HIGH ST
City	WESTERLY
State	RI
Zip	02891-1775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	124
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3035
Census Tract	50901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North End Historic District listed 2006 · 296 contributing resources · NRIS 06000298

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 HIGH ST, WESTERLY, RI 02891-1775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2020	Deed of Trust, Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 2, 2014 · Amount on Record
Deed Sale	Jun 2, 2014 · Amount on Record
Prior Sale	Sep 25, 2006 · Amount on Record
Deed Document Number	20142356
Deed Book / Page	2014 / 9087
Last Transfer Date	Nov 24, 2025
Transfer Doc	2025-17331
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 25, 2025
Property Address	195 HIGH ST, WESTERLY, RI 02891-1775
Document Number	2025-17331
Book / Page	2025 / 17331
Instrument Date	Nov 24, 2025
Instrument	2025-4186
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	195 HIGH ST, WESTERLY, RI 02891-1775

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	195 HIGH ST, WESTERLY, RI 02891-1775
Document Number	2020-371
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 HIGH ST WESTERLY RI 028911775, WESTERLY, RI 02891-1775

Mortgage

Document Number	2020-371
Date	Sep 29, 2020
Book Page	002020/020371
Instrument	4638

Lender

Name	NORWICH COM'L

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,689.00 (-3.58%)	$474,200 (+25.92%) Land $146,600 Building $327,600
2023	$3,826.00 (+3.41%)	$376,600 (+2.81%) Land $104,700 Building $271,900
2022	$3,700.00	$366,300 Land $104,700 Building $261,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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