195 High St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 195 High St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1924
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Nov 2010)
Tax Bill	$10,484 (2025)
Deeds & Mortgages	Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-00901-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`07-00901-0000-00030`
Alternative APNs	`070090100030` `039010`

Interior

Stories	2 Stories
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	039010
Street Address	195 HIGH ST
City	CLOSTER
State	NJ
Zip	07624-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	L2 50X100 2LT
Legal Block	901
Legal Lot Number	30
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2022
Census Tract	7001

Owner

Source: Bergen County and Closter Borough records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	195 HIGH ST, CLOSTER, NJ 07624-1807
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2010 · Amount on Record
Deed Sale	Nov 30, 2010 · Amount on Record
Deed Document Number	20105920948
Deed Book / Page	592 / 948
Record Updated	Oct 29, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	195 HIGH ST, CLOSTER, NJ 07624-1807
Document Number	0032452456
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 HIGH ST CLOSTER NJ 076241807, CLOSTER, NJ 07624-1807

Mortgage

Document Number	0032452456
Date	May 20, 2019
Book Page	003245/002456
Instrument	31192

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,200 (+8.34%) Land $391,500 Building $156,700	$548,200 (+8.34%) Land $391,500 Building $156,700
2025	$10,484.00 (+13.02%)	$506,000 (+23.26%) Land $371,300 Building $134,700	$506,000 (+23.26%) Land $371,300 Building $134,700
2024	$9,276.00 (+10.92%)
2023		$410,500 Land $297,000 Building $113,500	$410,500 Land $297,000 Building $113,500
2022	$8,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20