Bergen County and Hackensack City property record for 195 Herman St, Hackensack, NJ 07601
| Property Type | Single Family Home |
|---|---|
| Details | 1,712 sqft · built 1921 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $291,750 (Dec 2016) |
| Tax Bill | $13,487 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-00577-0000-00031 |
| Primary APN | 23-00577-0000-00031 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,712 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 7263 |
|---|---|
| Street Address | 195 HERMAN ST |
| City | HACKENSACK |
| State | NJ |
| Zip | 07601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 50X150 |
| Legal Block | 577 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | HACKENSACK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23202 |
Source: Bergen County and Hackensack City records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 HERMAN ST, HACKENSACK, NJ 07601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLIFILE |
| Aug 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Jan 24, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2016 · Amount on Record |
| Deed Sale | Dec 5, 2016 · Amount on Record |
| Prior Sale | Jan 16, 1996 · Amount on Record |
| Deed Document Number | 201693665 |
| Deed Book / Page | 2456 / 1412 |
| Last Transfer Date | Mar 23, 2021 |
| Transfer Doc | 0045500394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 7, 2026 |
| Property Address | 195 HERMAN ST, HACKENSACK, NJ 07601 |
| Document Number | 0000022776 |
| Book / Page | 5765 / 129 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202622776 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 195 HERMAN ST, HACKENSACK, NJ 07601 |
| Document Number | 0057650129, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 5765/129 |
| Instrument | 202622776 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 1, 2051 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 195 HERMAN ST, HACKENSACK, NJ 07601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0050671009 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 5067/1009 |
| Instrument | 2023055828 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 24, 2022 |
| Property Address | 195 HERMAN ST, HACKENSACK, NJ 07601 |
| Document Number | 0045500394 |
| Book / Page | 4550 / 394 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2022010058 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 195 HERMAN ST, HACKENSACK, NJ 07601 |
| Document Number | 2022010059 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022010059 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Apr 1, 2051 |
Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Hackensack City |
| Unified School District | Hackensack City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,300 (-) Land $211,900 Building $208,400 | $420,300 (-) Land $211,900 Building $208,400 | |
| 2025 | $13,487.00 (+5.01%) | $420,300 (-) Land $211,900 Building $208,400 | $420,300 (-) Land $211,900 Building $208,400 |
| 2024 | $12,844.00 (+11.23%) | ||
| 2023 | $420,300 Land $211,900 Building $208,400 | $420,300 Land $211,900 Building $208,400 | |
| 2022 | $11,547.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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