195 Heritage Mill Trl, Elgin, TX 78621 Property Records

Bastrop County property record for 195 Heritage Mill Trl, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1,425 sqft · built 2023
Lot Size0.117 acres (5,097 sqft)
Owner2 Individual Names on File
Last Sale$320,790 (Mar 2024)
Tax Bill$8,133 (2025)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR8729269

Property Details

APN / Parcel Number

Primary APNR8729269

Interior

Stories1 Story
Building Area1,425 sqft Living Area
Gross Area1,923 sqft
1st Floor Area1,425 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof MaterialComposition Shingle
Lot Area5,097 sqft (0.117 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address195 HERITAGE MILL TRL
CityELGIN
StateTX
Zip78621-2555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEST RIDGE SUBDIVISION SECTION TWO, BLK H, LOT 4
Legal SubdivisionHARVEST RIDGE SUBDIVISION SECTION TWO
Legal BlockH
Legal Lot Number4
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group1
Census Block1000
Census Tract950202

Owner

Source: Bastrop County records · APN R8729269

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10967 RIO RUSO DR, WINDSOR, CA 95492-8035
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2024 · Amount on Record
Deed SaleMar 27, 2024 · Amount on Record
Deed Document Number20245043
Record UpdatedSep 20, 2026

March 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateMar 27, 2024
Property Address195 HERITAGE MILL TRL, ELGIN, TX 78621-2555
Document Number0202405043
Map ReferenceFILE 202200342
Instrument DateMar 25, 2024
Instrument202405043
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyPLATINUM TITLE LLC, PLATINUM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10967 RIO RUSO DR, WINDSOR, CA 95492-8035

Mortgage

Document Number0202405044
DateMar 27, 2024
Instrument202405044
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Rate4.87%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2034
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.87%
IndexSOFR Average 30-Day
Margin3
Max Rate9.87%

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,133.00 (+408.95%)$292,001 (+475.95%) Land $75,887 Building $216,114$292,001 (+475.95%) Land $75,887 Building $216,114
2024$1,598.00 (+19.08%)
2023$1,342.00$50,699 Land $50,699$50,699 Land $50,699

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219502021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 364 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
JAB WirelessFixed Wireless (unlicensed)100 / 20
SOS CommunicationsFixed Wireless (unlicensed)100 / 20

May also be available at this address: Centric Infrastructure Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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