195 Harmony Rd, Owenton, KY 40359 Property Records

Owen County property record for 195 Harmony Rd, Owenton, KY 40359

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,820 sqft · built 1999
Lot Size	6.94 acres (302,306 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Jul 2021)
Tax Bill	$969 (2025)
Deeds & Mortgages	Jul 2021 Sale Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`096-00-00-008.02`

Property Details

APN / Parcel Number

Primary APN	`096-00-00-008.02`
Alternative APN	`11277`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	302,306 sqft (6.94 acres)
Terrain	Rolling
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	11277
Street Address	195 HARMONY RD
City	OWENTON
State	KY
Zip	40359-8916
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	6.94 AC/ MANU HOUSE
Jurisdiction	OWEN KY
Township / Civil Division	MONTEREY-NEW COLUMBUS
Census Block Group	1
Census Block	1071
Census Tract	970300

Owner

Source: Owen County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	195 HARMONY RD, OWENTON, KY 40359-8916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed, Transfer
Feb 9, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SUPPLIERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	2021002304
Deed Book / Page	DEED 263 / 660
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN KY
Recording Date	Jul 2, 2021
Property Address	195 HARMONY RD, OWENTON, KY 40359-8916
Document Number	DEED263/660
Book / Page	DEED 263 / 660
Instrument Date	Jul 2, 2021
Instrument	2021002304
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$79.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 HARMONY RD, OWENTON, KY 40359-8916

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5195 GEORGETOWN RD, OWENTON, KY 40359-9145

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN KY
Recording Date	Feb 9, 2017
Property Address	195 HARMONY RD, OWENTON, KY 40359-8916
Document Number	DEED249/288
Book / Page	DEED 249 / 288
Instrument Date	Jan 26, 2017
Instrument	2017000377
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	TITLE SUPPLIERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5228 OWENTON RD, STAMPING GROUND, KY 40379-9672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	195 HARMONY RD, OWENTON, KY 40359-8916

Mortgage

Document Number	MTG268/016
Date	Feb 9, 2017
Book Page	MTG 268/016
Instrument	2017000382

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company
Address	WINCHESTER, KY 40391

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00 (+1.79%)	$79,000 (-)	$79,000 (-)
2023	$952.00	$79,000	$79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEAKS MILL WATER DISTRICT serves 3,268 people · EPA ID KY0370346
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Broadlinc Fixed Wireless	50 / 5
AT&T Fixed Wireless	25 / 3
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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