Cumberland County and Westbrook City property record for 195 Hardy Rd, Westbrook, ME 04092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1988 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,599 (2023) |
| Deeds & Mortgages | Jun 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:020 L:033 |
| Primary APN | WSBR M:020 L:033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 4,289 sqft |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 1,076 sqft |
| Unfinished Basement | 1,076 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 195 HARDY RD |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-1700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 14 |
| Legal Lot Number | 33 |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2700 |
Source: Cumberland County and Westbrook City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1387, WESTBROOK, ME 04098-1387 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 195 HARDY RD, WESTBROOK, ME 04092-1700 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0415300125 |
|---|---|
| Date | Jun 23, 2025 |
| Book Page | 41530/125 |
| Instrument | 22415 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2040 |
Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $5,599.00 (+10.19%) | $335,700 (+19.59%) Land $82,900 Building $252,800 |
| 2022 | $5,081.00 | $280,700 Land $69,200 Building $211,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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