195 Grey Wolf Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 195 Grey Wolf Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (May 2022)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`457500264021000`

Property Details

APN / Parcel Number

Primary APN	`457500264021000`
Alternative APNs	`220000103489` `57544`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Heated Area
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	556 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57544
Street Address	195 GREY WOLF LN
City	MURPHY
State	NC
Zip	28906-3579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 WOLF KNOB ESTATES PH 1 1713/795 D/13
Legal Subdivision	WOLF KNOB ESTATES
Legal Phase	1
Legal Lot Number	10
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1033
Census Tract	930300

Owner

Source: Cherokee County records · APN 457500264021000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	195 GREY WOLF LN, MURPHY, NC 28906-3579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
May 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Deed Document Number	3488
Deed Book / Page	1712 / 1224
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	195 GREY WOLF LN, MURPHY, NC 28906-3579
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 SW 74TH DR, GAINESVILLE, FL 32608-9354

Mortgage

Document Number	001733/730
Date	Apr 24, 2023
Book Page	1733/730
Instrument	1905

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 24, 2054

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 25, 2022
Property Address	195 GREY WOLF LN, MURPHY, NC 28906-3579
Document Number	01712/1224
Book / Page	1712 / 1224
Map Reference	CAB D SL 13
Instrument Date	May 19, 2022
Instrument	3488
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 MIDNIGHT PASS WAY, CLEARWATER, FL 33765-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3654 SW 74TH DR, GAINESVILLE, FL 32608-9354

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00	$159,990 (+2,361.38%)	$159,990 (+2,361.38%) Land $8,130 Building $151,860
2023		$6,500	$6,500 Land $6,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Wildfire

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 1 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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