195 Graystone Dr, Covington, GA 30014 Property Records

Newton County property record for 195 Graystone Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,509 sqft · built 1991
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$102,900 (Feb 2003)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01020-00000-146-000`

Property Details

APN / Parcel Number

Primary APN	`01020-00000-146-000`
Alternative APNs	`0102 146` `32514`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,509 sqft Heated Area
1st Floor Area	1,509 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.3 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	170 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32514
Old Parcel Number	0102 146
Street Address	195 GRAYSTONE DR
City	COVINGTON
State	GA
Zip	30014-5460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 11B GRAYSTONE
Legal Subdivision	GRAYSTONE
Legal Lot Number	11B
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	1
Census Block	1015
Census Tract	100204

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 GRAYSTONE DR, COVINGTON, GA 30014-5460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
May 10, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2003 · Amount on Record
Deed Sale	Feb 10, 2003 · Amount on Record
Deed Document Number	0001366137
Deed Book / Page	1366 / 137
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 GRAYSTONE DR, COVINGTON, GA 30014-5460
Document Number	0040180359
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 GRAYSTONE DR COVINGTON GA 300145460, COVINGTON, GA 30014-5460

Mortgage

Document Number	0040180359
Date	Jun 11, 2020
Book Page	004018/000359
Instrument	7693

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Jun 10, 2033

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 GRAYSTONE DR, COVINGTON, GA 30014-5460
Document Number	0037010187
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 GRAYSTONE DR COVINGTON GA 300145460, COVINGTON, GA 30014-5460

Mortgage

Document Number	0037010187
Date	May 16, 2018
Book Page	003701/000187
Instrument	5908

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2033

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,573.00 (+3.79%) Homeowner's exemption	$108,680 (+8.2%) Land $14,800 Building $93,880	$271,700 (+8.2%) Land $37,000 Building $234,700
2024	$2,479.00 (+8.44%) Homeowner's exemption	$100,440 (+12.9%) Land $14,800 Building $85,640	$251,100 (+12.9%) Land $37,000 Building $214,100
2023		$88,960 Land $9,400 Building $79,560	$222,400 Land $23,500 Building $198,900
2022	$2,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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