195 Ginger Dr, Auburn, CA 95603 Property Records

Placer County property record for 195 Ginger Dr, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1966
Lot Size	0.159 acres (6,936 sqft)
Owner	Individual Name on Record
Last Sale	$394,000 (Oct 2018)
Tax Bill	$5,530 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-100-039-000`

Property Details

APN / Parcel Number

Primary APN	`055-100-039-000`
Alternative APN	`055-100-039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,936 sqft (0.159 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	055-100-039
Street Address	195 GINGER DR
City	AUBURN
State	CA
Zip	95603-5711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 SKYRIDGE ACRES NO 4 MOR BK H PG 98
Legal Subdivision	SKYRIDGE ACRES NO. 4
Legal Lot Number	53
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2017
Census Tract	20402

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	195 GINGER DR, AUBURN, CA 95603-5711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jan 24, 2020	Quit Claim Deed, Transfer EXCEL REALTY INC
Oct 19, 2018	Quit Claim Deed, Transfer AKT AMERICAN CAP
Oct 19, 2018	Grant Deed, Transfer · Conventional Mortgage AKT AMERICAN CAP
Oct 19, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	201876132
Last Transfer Date	Jan 17, 2020
Transfer Doc	0000006654
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	195 GINGER DR, AUBURN, CA 95603-5711
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 GINGER DR, AUBURN, CA 95603-5711

Mortgage

Document Number	0000094766
Date	Jul 27, 2021
Instrument	2021-0094766

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jan 24, 2020
Property Address	195 GINGER DR, AUBURN, CA 95603-5711
Document Number	0000006654
Instrument Date	Jan 17, 2020
Instrument	6654
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 GINGER DR AUBURN CA 956035711, AUBURN, CA 95603-5711

Mortgage

Document Number	6655
Date	Jan 24, 2020
Instrument	6655

Lender

Name	EXCEL REALTY INC
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 19, 2018
Property Address	195 GINGER DR, AUBURN, CA 95603-5711
Document Number	0000076133
Instrument Date	Oct 12, 2018
Instrument	76133
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	195 GINGER DR AUBURN CA 956035711, AUBURN, CA 95603-5711

Mortgage

Document Number	76134
Date	Oct 19, 2018
Instrument	76134

Lender

Name	AKT AMERICAN CAP
Type	Funding / Finance Company
Address	EI SEGUNDO, CA 90245

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 19, 2018
Property Address	195 GINGER DR, AUBURN, CA 95603-5711
Document Number	0000076132
Instrument Date	Oct 12, 2018
Instrument	76132
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	195 GINGER DR AUBURN CA 956035711, AUBURN, CA 95603-5711

Mortgage

Document Number	76134
Date	Oct 19, 2018
Instrument	76134

Lender

Name	AKT AMERICAN CAP
Type	Funding / Finance Company
Address	EI SEGUNDO, CA 90245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Oct 19, 2018
Property Address	195 GINGER DR, AUBURN, CA 95603-5711
Document Number	0000076131
Instrument Date	Oct 10, 2018
Instrument	76131
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5533 W SAINT FRANCIS CIR LOOMIS CA 956507919, LOOMIS, CA 95650-7919

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$448,299 (+2%) Land $113,781 Building $334,518
2025	$5,530.00 (+1.51%)	$439,509 (+4.04%) Land $111,550 Building $327,959
2023	$5,448.00 (+0.44%)	$422,444 Land $107,219 Building $315,225
2022	$5,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon, Zeta Broadband.

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