Kershaw County property record for 195 Gettys Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,482 sqft · built 2020 |
| Lot Size | 15.5 acres (676,051 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $102,300 (Jun 2016) |
| Tax Bill | $1,278 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-00-00-022 |
| Primary APN | 280-00-00-022 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,482 sqft Gross Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 676,051 sqft (15.5 acres) |
| Account Number | 1265 |
|---|---|
| Old Parcel Number | 0280 00 00 0220 |
| Street Address | 195 GETTYS RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRD-1 |
| Legal Description | IC-344 |
| Legal Subdivision | RICHARD J ROCHESTER |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970401 |
195 Gettys Rd is owned and occupied by two individuals who bought it in June 2016.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 GETTYS RD, LUGOFF, SC 29078-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage FARM CREDIT SVCS |
| Aug 18, 2017 | Trustee's Deed, Construction Loan · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2016 · Amount on File |
| Deed Sale | Jun 27, 2016 · Amount on File |
| Deed Document Number | 0000355226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 195 GETTYS RD, LUGOFF, SC 29078-9716 |
| Document Number | 0000006795 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 195 GETTYS RD LUGOFF SC 29078, LUGOFF, SC 29078 |
| Document Number | 0000006795 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 003910/000215 |
| Instrument | 6795 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | STATESBORO, GA 30459 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 28, 2033 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 18, 2017 |
| Property Address | 195 GETTYS RD, LUGOFF, SC 29078-9716 |
| Book / Page | 003738 / 000297 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 6698 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000006698 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 003738/000297 |
| Instrument | 6698 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LUGOFF, SC 29078-1030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 17, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 195 Gettys Rd was $1,278.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,278.00 | $192,400 Land $11,800 Building $180,600 | $280,508 |
| 2023 | $12.00 | $193,600 Land $11,800 Building $181,800 | $281,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Gettys Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 Gettys Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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