195 Galloway Rd, Covington, GA 30016 Property Records

Newton County property record for 195 Galloway Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,735 sqft · built 1971
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Jun 2020)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2019 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`00270-00000-143-000`

Property Details

APN / Parcel Number

Primary APN	`00270-00000-143-000`
Alternative APNs	`0027 143` `13148`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,735 sqft Heated Area
1st Floor Area	1,615 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	13148
Street Address	195 GALLOWAY RD
City	COVINGTON
State	GA
Zip	30016-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.86AC GALLOWAY ROAD
Legal Subdivision	SEARS ROAD & GALLOWAY ROAD
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3010
Census Tract	100503

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 GALLOWAY RD, COVINGTON, GA 30016-4375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIS BK
Jan 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 18, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 21, 2018	Grant Deed, Transfer ATTORNEY ONLY
Mar 21, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Jan 3, 2019 · Amount on Record
Deed Document Number	20202547
Deed Book / Page	4032 / 589
Prior Transfer Date	Mar 21, 2018
Prior Transfer Doc	0036790067
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 9, 2020
Property Address	195 GALLOWAY RD, COVINGTON, GA 30016-4375
Document Number	0040320589
Book / Page	004032 / 000589
Instrument Date	Jun 29, 2020
Instrument	9157
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 GALLOWAY RD COVINGTON GA 300164375, COVINGTON, GA 30016-4375

Mortgage

Document Number	40320591
Date	Jul 9, 2020
Book Page	004032/000591
Instrument	9158

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Mortgage

Document Number	40320605,
Date	Jul 9, 2020
Book Page	004032/000605
Instrument	9159

Lender

Name	AMERIS BK
Type	Bank
Address	MOULTRIE, GA 31768

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 8, 2025

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 15, 2019
Property Address	195 GALLOWAY RD, COVINGTON, GA 30016-4375
Document Number	0037920286
Book / Page	003792 / 000286
Instrument Date	Jan 3, 2019
Instrument	566
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$92.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 GALLOWAY RD COVINGTON GA 300164375, COVINGTON, GA 30016-4375

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 18, 2018
Property Address	195 GALLOWAY RD, COVINGTON, GA 30016-4375
Document Number	0037500242
Book / Page	003750 / 000242
Instrument Date	Sep 5, 2018
Instrument	11491
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	195 GALLOWAY RD COVINGTON GA 300164375, COVINGTON, GA 30016-4375
Investor	Possibly a Property Investor

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 18, 2018
Property Address	195 GALLOWAY RD, COVINGTON, GA 30016-4375
Document Number	0037500239
Book / Page	003750 / 000239
Instrument Date	Aug 23, 2018
Instrument	11490
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	195 GALLOWAY RD COVINGTON GA 300164375, COVINGTON, GA 30016-4375

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 21, 2018
Property Address	195 GALLOWAY RD, COVINGTON, GA 30016-4375
Document Number	0036790067
Book / Page	003679 / 000067
Instrument Date	Mar 21, 2018
Instrument	3376
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 ARBOR LN SE CONYERS GA 300943869, CONYERS, GA 30094-3869

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 21, 2018
Property Address	195 GALLOWAY RD, COVINGTON, GA 30016-4375
Document Number	0036790070
Book / Page	003679 / 000070
Instrument Date	Feb 1, 2018
Instrument	3377
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 GALLOWAY RD CONYERS GA 30094, CONYERS, GA 30094

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 21, 2018
Property Address	195 GALLOWAY RD, COVINGTON, GA 30016-4375
Document Number	0036790073
Book / Page	003679 / 000073
Instrument Date	Jan 22, 2018
Instrument	3378
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 ARBOR LN SE CONYERS GA 300943869, CONYERS, GA 30094-3869

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,412.00 (+26.15%)	$96,960 (+18.53%) Land $18,000 Building $78,960	$242,400 (+18.53%) Land $45,000 Building $197,400
2023		$81,800 Land $10,000 Building $71,800	$204,500 Land $25,000 Building $179,500
2022	$1,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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