Gaston County property record for 195 Front St, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,302 sqft · built 1930 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Feb 2020) |
| Tax Bill | $2,452 (2026) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Nov 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16002B10700 |
| Primary APN | 16002B10700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,302 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 98 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 195 FRONT ST |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BURLINGTON/CRAMERTON BLK 1 L 2 PLAT BK 008 PLAT PG 033 |
| Legal Subdivision | CRAMERTON DIVISION |
| Legal Block | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 32202 |
195 Front St is owned and occupied by two individuals who bought it in February 2020.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 FRONT ST, CRAMERTON, NC 28032-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2020 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Nov 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 2, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on File |
| Deed Sale | Feb 24, 2020 · Amount on File |
| Prior Sale | Oct 2, 2018 · Amount on File |
| Deed Book / Page | 5103 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 24, 2020 |
| Property Address | 195 FRONT ST, CRAMERTON, NC 28032-1419 |
| Document Number | 0051030276 |
| Book / Page | 005103 / 000276 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 195 FRONT ST CRAMERTON NC 280321419, CRAMERTON, NC 28032-1419 |
| Document Number | 51030279 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 005103/000279 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 28, 2018 |
| Property Address | 195 FRONT ST, CRAMERTON, NC 28032-1419 |
| Document Number | 0050122282 |
| Book / Page | 005012 / 002282 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 153 8TH AVE CRAMERTON NC 280321401, CRAMERTON, NC 28032-1401 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 2, 2018 |
| Property Address | 195 FRONT ST, CRAMERTON, NC 28032-1419 |
| Document Number | 0050030611 |
| Book / Page | 005003 / 000611 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 8TH AVE CRAMERTON NC 280321401, CRAMERTON, NC 28032-1401 |
The 2026 property tax bill for 195 Front St was $2,452.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,452.00 | $238,380 Land $24,000 Building $214,380 | |
| 2023 | $2,514.00 | $238,380 Land $24,000 Building $214,380 | |
| 2021 | $147,260 Land $18,000 Building $129,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2013–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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