Lorain County property record for 195 Forest St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,262 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (May 2006) |
| Tax Bill | $6,162 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-085-109-001 |
| Primary APN | 09-00-085-109-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,262 sqft Living Area |
| 1st Floor Area | 2,185 sqft |
| 2nd Floor Area | 2,053 sqft |
| Family Room | Family Room |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| Porch | Open Porch |
| Porch Area | 314 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 195 FOREST ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WRIGHTS 72 X 100 |
| Legal Subdivision | W W WRIGHTS ADDITION |
| Legal Block | 109 |
| Legal Lot Number | 22 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 60200 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 195 FOREST ST, OBERLIN, OH 44074-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2006 · Amount on Record |
| Deed Sale | May 12, 2006 · Amount on Record |
| Prior Sale | Apr 3, 2006 |
| Deed Document Number | 2006002694 |
| Record Updated | Jun 8, 2026 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,162.00 | $131,550 (%) Land $12,700 Building $118,850 | $375,870 (-) Land $36,290 Building $339,580 |
| 2024 | $6,162.00 (+13.88%) | $131,555 (+32.3%) Land $12,702 Building $118,853 | $375,870 (+32.3%) Land $36,290 Building $339,580 |
| 2023 | $5,411.00 (+2.77%) | $99,439 (%) Land $10,063 Building $89,376 | $284,110 (-) Land $28,750 Building $255,360 |
| 2022 | $5,265.00 | $99,440 Land $10,060 Building $89,380 | |
| 2021 | $284,110 Land $28,750 Building $255,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (2004–2012) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Breezeline Cable | 1,000 / 50 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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