195 Floradandy Rd, Hawthorne, FL 32640 Property Records

Putnam County property record for 195 Floradandy Rd, Hawthorne, FL 32640

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,725 sqft · built 2004
Lot Size	2.53 acres (110,207 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2022)
Tax Bill	$7,442 (2025)
Deeds & Mortgages	Jul 2022 Sale Apr 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`28-10-23-0000-014.0-008.0`

Property Details

APN / Parcel Number

Primary APN	`28-10-23-0000-014.0-008.0`
Alternative APN	`76469`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,725 sqft Living Area
1st Floor Area	1,649 sqft
2nd Floor Area	516 sqft
Flooring	Steel Beam
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Lot Area	110,207 sqft (2.53 acres)
Lot Dimensions	376 ft deep x 82 ft wide
Garage Area	465 sqft
Porch	Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	76469
Street Address	195 FLORADANDY RD
City	HAWTHORNE
State	FL
Zip	32640-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW 1/4 OF SW 1/4 OR 314
Legal Range	23E
Legal Township	10S
Legal Section	28
Legal Lot Number	8
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1022
Census Tract	950400

Owner

195 Floradandy Rd is owned by an individual who bought it in July 2022.

Source: Putnam County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 826, WOODRUFF, WI 54568-0826
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 1, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Apr 1, 2020 · Amount on File
Deed Document Number	202254018251
Deed Book / Page	1678 / 28
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 22, 2022
Property Address	195 FLORADANDY RD, HAWTHORNE, FL 32640-5731
Document Number	0016780028
Book / Page	1678 / 28
Map Reference	MB 51 PG 636
Instrument Date	Jul 20, 2022
Instrument	202254018251
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 FLORADANDY RD, 195, HAWTHORNE, FL 32640-5731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 826, WOODRUFF, WI 54568-0826

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 1, 2020
Property Address	195 FLORADANDY RD, HAWTHORNE, FL 32640-5731
Document Number	0015730907
Book / Page	001573 / 000907
Instrument Date	Mar 31, 2020
Instrument	54005964
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CHESTNUT WAY BERLIN MD 218112030, BERLIN, MD 21811-2030

Mortgage

Document Number	15730909
Date	Apr 1, 2020
Book Page	001573/000909
Instrument	54005965

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 195 Floradandy Rd was $7,442.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,442.00	$422,280	$422,280 Land $52,660 Building $369,620
2023	$7,360.00 (+57.03%)	$434,510 (+37.03%)	$434,510 (+15.45%) Land $52,660 Building $381,850
2022	$4,687.00 Homeowner's exemption	$317,100	$376,360 Land $52,660 Building $323,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Floradandy Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2005–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Floradandy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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