North Kingstown Town property record for 195 Exeter Rd, North Kingstown, RI 02852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,275 sqft · built 1987 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Nov 2018) |
| Tax Bill | $7,095 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jun 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:078 B:005 |
| Primary APN | NKIN M:078 B:005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 5,281 sqft |
| 1st Floor Area | 1,771 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,000 sqft (0.482 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 14673 |
|---|---|
| Street Address | 195 EXETER RD |
| City | NORTH KINGSTOWN |
| State | RI |
| Zip | 02852-6403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 5 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50401 |
195 Exeter Rd is owned and occupied by two individuals who bought it in November 2018.
Source: North Kingstown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 EXETER RD, NORTH KINGSTOWN, RI 02852-6403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Jun 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Mar 6, 2018 | Deed of Trust, Mortgage GAP ENTERPRISES LLC |
| Nov 16, 2018 | Warranty Deed, Transfer · Conventional with PMI PEOPLES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on File |
| Deed Sale | Nov 16, 2018 · Amount on File |
| Prior Sale | Dec 13, 2017 · Amount on File |
| Deed Book / Page | 3158 / 287 |
| Transfer Doc | 0003093-17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 195 EXETER RD, NORTH KINGSTOWN, RI 02852-6403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003486-149 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 3486/149 |
| Instrument | 690 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 195 EXETER RD, NORTH KINGSTOWN, RI 02852-6403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003514-275 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 3514/275 |
| Instrument | 2822 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 195 EXETER RD, NORTH KINGSTOWN, RI 02852-6403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003108-132 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 3108/132 |
| Instrument | 882 |
| Name | GAP ENTERPRISES LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Nov 16, 2018 |
| Property Address | 195 EXETER RD, NORTH KINGSTOWN, RI 02852-6403 |
| Document Number | 3158-287 |
| Book / Page | 003158 / 000287 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 4768 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 EXETER RD NORTH KINGSTOWN RI 028526403, NORTH KINGSTOWN, RI 02852-6403 |
| Document Number | 3158-289 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 003158/000289 |
| Instrument | 4769 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2048 |
The 2025 property tax bill for 195 Exeter Rd was $7,095.
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,095.00 | $642,700 Land $179,800 Building $462,900 | $734,012 |
| 2023 | $7,473.00 (+1.99%) | $521,100 (-) Land $159,000 Building $362,100 | |
| 2022 | $7,327.00 | $521,100 Land $159,000 Building $362,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Exeter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Exeter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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