195 Esther Cir, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 195 Esther Cir, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.398 acres (17,359 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Dec 2025)
Tax Bill	$6,079 (2025)
Deeds & Mortgages	Dec 2025 Sale & Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-09-19-402-009`

Property Details

APN / Parcel Number

Primary APN	`17-09-19-402-009`

Exterior

Lot Area	17,359 sqft (0.398 acres)

Location & Zoning

Street Address	195 ESTHER CIR
City	BOURBONNAIS
State	IL
Zip	60914-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLES HEIGHTS SUB LOT 14 19-31-12E
Legal Subdivision	ELLES HEIGHTS SUB
Legal Lot Number	14
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	1
Census Block	1006
Census Tract	10500

Owner

195 Esther Cir is owned and occupied by two individuals who bought it in December 2025.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 ESTHER CIR, BOURBONNAIS, IL 60914-1819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · Line of Credit IROQUOISE FARMERS STATE BANK
Feb 15, 2019	Administrator's Deed, Transfer · Conventional Mortgage HOMESTAR BANK & FINANCIAL SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	202512685
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Dec 31, 2025
Property Address	195 ESTHER CIR, BOURBONNAIS, IL 60914-1819
Document Number	0202512685
Instrument Date	Dec 30, 2025
Instrument	202512685
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	UNKNOWN, KHS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 ESTHER CIR, BOURBONNAIS, IL 60914-1819

Mortgage

Document Number	0202512686
Date	Dec 31, 2025
Instrument	202512686

Lender

Name	IROQUOISE FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5.9%

February 2019: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KANKAKEE IL
Recording Date	Feb 15, 2019
Property Address	195 ESTHER CIR, BOURBONNAIS, IL 60914-1819
Document Number	0201901451
Map Reference	PL F-299
Instrument Date	Feb 12, 2019
Instrument	201901451
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 HORSESHOE CIR, 150, FAYETTEVILLE, GA 30215-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	195 ESTHER CIR, BOURBONNAIS, IL 60914-1819

Mortgage

Document Number	0201901452
Date	Feb 15, 2019
Instrument	201901452

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 195 Esther Cir was $6,079 with a homeowner's exemption, up 4.5% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bourbonnais Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Elementary School District	Bourbonnais School District 53 (PK - 08)
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,079.00 (+4.5%)	$80,004 (+5.26%) Land $5,600 Building $74,404	$240,012 (+5.26%) Land $16,800 Building $223,212
2024	$5,817.00 Homeowner's exemption	$76,004 (+8%) Land $5,283 Building $70,721	$228,012 (+8%) Land $15,849 Building $212,163
2023		$70,374 Land $4,892 Building $65,482	$211,122 Land $14,676 Building $196,446
2022	$5,163.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Esther Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1991–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 195 Esther Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications, Pavlov Media.

Nearby Properties on Esther Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures