Carter County property record for 195 Estep Loop, Elizabethton, TN 37643
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 ba · 1,872 sqft · built 1997 |
| Lot Size | 19.1 acres (831,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Sep 2026) |
| Tax Bill | $544 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-107.00 |
| Primary APN | 011-107.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,872 sqft Gross Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Siding Sheathing |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 831,996 sqft (19.1 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 461 sqft |
| Patio Area | 77 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 195 ESTEP LOOP |
|---|---|
| City | ELIZABETHTON |
| State | TN |
| Zip | 37643-6973 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | PB C PG 323 LOT 1-4 |
| Legal Subdivision | M DICAMPLI PROP |
| Legal Lot Number | 1-4 |
| Jurisdiction | CARTER TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 71301 |
Source: Carter County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 ESTEP LOOP, ELIZABETHTON, TN 37643-6973 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION |
| Sep 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Prior Sale | Jul 25, 2003 · Amount on Record |
| Deed Document Number | 20266574 |
| Deed Book / Page | 661 / 207 |
| Prior Transfer Date | Sep 24, 2019 |
| Prior Transfer Doc | 0000005623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER TN |
| Recording Date | Sep 22, 2026 |
| Property Address | 195 ESTEP LOOP, ELIZABETHTON, TN 37643-6973 |
| Document Number | 0000006574 |
| Book / Page | 661 / 207 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 20266574 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | RELIABLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168,165.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 ESTEP LOOP, ELIZABETHTON, TN 37643-6973 |
| Document Number | 0000006575, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20266575 |
| Name | EASTMAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTER TN |
| Recording Date | Sep 24, 2019 |
| Property Address | 195 ESTEP LOOP, ELIZABETHTON, TN 37643-6973 |
| Document Number | 0000005623 |
| Book / Page | 000364 / 000187 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 5623 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 126 FREEZELAND CIR ELIZABETHTON TN 376437068, ELIZABETHTON, TN 37643-7068 |
Source: Carter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $544.00 (+7.51%) | $24,950 (-) Land $6,575 Building $18,375 | $151,700 (+52%) Land $78,200 Building $73,500 |
| 2023 | $24,950 (-) Land $6,575 Building $18,375 | ||
| 2022 | $506.00 | $24,950 Land $6,575 Building $18,375 | $99,800 (-34.21%) Land $26,300 Building $73,500 |
| 2021 | $151,700 Land $78,200 Building $73,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 89% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF CARTER COUNTY serves 9,143 people · EPA ID TN0000094 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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