195 Eldridge St, Manchester, CT 06040 Property Records

Manchester Town property record for 195 Eldridge St, Manchester, CT 06040

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,478 sqft · built 1917
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jan 2025)
Tax Bill	$7,191 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`190000195`

Property Details

APN / Parcel Number

Primary APN	`190000195`
Alternative APNs	`MANC M:95 B:1900 L:195` `MCHS M:95 B:1900 L:195`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,478 sqft Living Area
Gross Area	5,832 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	190000195
Street Address	195 ELDRIDGE ST
City	MANCHESTER
State	CT
Zip	06040-6111
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RB
Legal Block	1900
Legal Lot Number	195
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1005
Census Tract	514800

Owner

195 Eldridge St, a duplex, is owned and occupied by an individual who bought it in January 2025.

Source: Manchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	195 ELDRIDGE ST, MANCHESTER, CT 06040-6111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2025 · Amount on File
Deed Sale	Jan 6, 2025 · Amount on File
Prior Sale	Oct 2, 2000 · Amount on File
Deed Book / Page	4754 / 699
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Jan 6, 2025
Property Address	195 ELDRIDGE ST, MANCHESTER, CT 06040-6111
Document Number	004754-699
Book / Page	4754 / 699
Instrument Date	Jan 2, 2025
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6877910020
Date	Jan 6, 2025
Instrument	6877910020

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 195 Eldridge St was $7,191.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,191.00	$180,600 Land $31,600 Building $149,000	$126,420 Land $22,120 Building $104,300
2024	$7,191.00 (+7.04%)
2023	$6,718.00 (+2.99%)	$180,600 (-) Land $31,600 Building $149,000
2022	$6,523.00	$180,600 Land $31,600 Building $149,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 195 Eldridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Eldridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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