195 Elda Dr, Brownsville, TX 78521 Property Records

Cameron County property record for 195 Elda Dr, Brownsville, TX 78521

Property Summary

Property Type	Single Family Home
Details	1,573 sqft · built 1971
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`749000-0010-014000`

Property Details

APN / Parcel Number

Primary APN	`749000-0010-014000`
Alternative APN	`136312`

Interior

Stories	1 Story
Building Area	1,573 sqft Living Area
Gross Area	1,963 sqft
1st Floor Area	1,573 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Stucco
Roof Type	Gable/Hip
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	260 sqft
Driveway	Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	195 ELDA DR
City	BROWNSVILLE
State	TX
Zip	78521-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 2- ESPERANZA ESTATES LOT 14 BLK 1
Legal Subdivision	ESPERANZA ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	14
Jurisdiction	CAMERON TX
Township / Civil Division	BROWNSVILLE
Census Block Group	2
Census Block	2010
Census Tract	13306

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 ELDA DR, BROWNSVILLE, TX 78521-4617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEB FCU
Aug 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 29, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 29, 2020
Transfer Doc	202039596
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	195 ELDA DR, BROWNSVILLE, TX 78521-4617
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202535926
Date	Oct 14, 2025
Instrument	2025-35926

Lender

Name	HEB FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2035

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	195 ELDA DR, BROWNSVILLE, TX 78521-4617
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SAN JACINTO TTL SVCS BROWNSV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202232223
Date	Aug 5, 2022
Instrument	2022-32223

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

October 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAMERON TX
Recording Date	Oct 29, 2020
Property Address	195 ELDA DR, BROWNSVILLE, TX 78521-4617
Document Number	202039596
Map Reference	CAB 1 PG 122-A
Instrument Date	Oct 29, 2020
Instrument	2020-39596
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ELDA DR, BROWNSVILLE, TX 78521-4617

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Brownsville City
Unified School District	Brownsville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,000 (-) Land $47,400 Building $162,600	$210,000 (-) Land $47,400 Building $162,600
2025	$3,186.00 (-14.7%) Homeowner's exemption	$210,000 (-8.2%) Land $47,400 Building $162,600	$210,000 (-8.2%) Land $47,400 Building $162,600
2024	$3,735.00 (+415.17%)
2023	$725.00 Additional exemption filed	$228,748 Land $36,900 Building $191,848	$228,748 Land $36,900 Building $191,848
2022	$725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSVILLE PUBLIC UTILITIES BOARD serves 201,249 people · EPA ID TX0310001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone, VTX Communications.

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