Kane County property record for 195 E Spring Ave, South Elgin, IL 60177 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,490 sqft · built 2003 |
| Lot Size | 0.112 acres (4,892 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Nov 2009) |
| Tax Bill | $5,297 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 06-35-379-013 |
| Primary APN | 06-35-379-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,490 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 4,892 sqft (0.112 acres) |
| Lot Width | 81 ft Width |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 195 E SPRING AVE |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL SPRINGS LT 2 |
| Legal Subdivision | CRYSTAL SPRINGS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 851801 |
Source: Kane County records · APN 06-35-379-013
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 E SPRING AVE, SOUTH ELGIN, IL 60177-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2009 · Amount on Record |
| Deed Sale | Nov 16, 2009 · Amount on Record |
| Prior Sale | Dec 15, 2008 · Amount on Record |
| Deed Document Number | 200985007 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,297.00 (+13.16%) Homeowner's exemption | ||
| 2024 | $74,083 (+21.39%) Land $13,693 Building $60,390 | $222,338 (+21.44%) Land $41,095 Building $181,242 | |
| 2022 | $4,681.00 (+6.51%) Homeowner's exemption | $61,027 (+8.06%) Land $11,280 Building $49,747 | $183,081 (+8.06%) Land $33,840 Building $149,241 |
| 2021 | $4,395.00 Homeowner's exemption | $56,473 Land $10,546 Building $45,927 | $169,419 Land $31,638 Building $137,781 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898518013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 33 (1978–2020) |
| Claims Outside the SFHA | 2 of 33 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: AT&T, Opiquad, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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