195 E Seventh St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 195 E Seventh St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,182 sqft · built 1900
Lot Size	0.084 acres (3,650 sqft)
Owner	Company Name on File
Last Sale	$42,350 (Jul 2017)
Tax Bill	$1,322 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2022 Mortgage + 1 more
APN	`16126401`

Property Details

APN / Parcel Number

Primary APN	`16126401`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	128 sqft
Basement Area	260 sqft
Unfinished Basement	128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	3,650 sqft (0.084 acres)
Lot Width	33.8 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	195 E SEVENTH ST
City	LEXINGTON
State	KY
Zip	40508-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	BOOK: 3512 PAGE: 158
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1004
Census Tract	300

Owner

195 E Seventh St is owned by a company that bought it in July 2017.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	248 GRASSLAND PARK, LEXINGTON, KY 40515-5713
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Oct 3, 2022	Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN
Jul 28, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Prior Sale	May 26, 2009 · Amount on File
Deed Book / Page	3512 / 158
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	195 E SEVENTH ST, LEXINGTON, KY 40508-1639
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MB10668/400
Date	Jul 5, 2023
Book Page	MB 10668/400
Instrument	202307050009

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	195 E SEVENTH ST, LEXINGTON, KY 40508-1639
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000536/070
Date	Oct 3, 2022
Book Page	0536/070

Lender

Name	UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN

Agreement

Amount	Amount on Record

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 28, 2017
Property Address	195 E SEVENTH ST, LEXINGTON, KY 40508-1639
Document Number	003512/158
Book / Page	3512 / 158
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 195 E Seventh St was $1,322, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,322.00 (+1.93%)	$104,900 (-)	$104,900 (-)
2025	$1,297.00	$104,900	$104,900
2023	$1,297.00	$104,900	$104,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 195 E Seventh St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 195 E Seventh St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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