195 E Pearl St, Torrington, CT 06790 Property Records

Torrington City property record for 195 E Pearl St, Torrington, CT 06790

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 3,356 sqft · built 1920
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$403,000 (Aug 2025)
Tax Bill$7,273 (2026)
Deeds & MortgagesAug 2025 Sale & Line of Credit
APN008591

Property Details

APN / Parcel Number

Primary APN008591
Alternative APNs
  • TORR M:125 B:004 L:022
  • 8591

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Units3 Units
Stories3 Stories
Building Area3,356 sqft Living Area
Gross Area5,430 sqft
Basement Area1,256 sqft
Unfinished Basement1,256 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number8591
Street Address195 E PEARL ST
CityTORRINGTON
StateCT
Zip06790-5480
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR6
Legal Block4
Legal Lot Number22
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1008
Census Tract310100

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address14 ROCK CREEK LN, TORRINGTON, CT 06790-3558
Owner TypeIndividual
VestingMarried Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2025 · Amount on Record
Deed SaleAug 25, 2025 · Amount on Record
Deed Document Number2025503312
Deed Book / Page1443 / 246
Record UpdatedOct 29, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateAug 25, 2025
Property Address195 E PEARL ST, TORRINGTON, CT 06790-5480
Document Number001443-246
Book / Page1443 / 246
Instrument DateAug 21, 2025
Instrument2025-503312
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 ROCK CREEK LN, TORRINGTON, CT 06790-3558

Mortgage

Document Number2025503313
DateAug 25, 2025
Instrument2025-503313
Lender
NameTORRINGTON SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueSep 1, 2040

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,273.00 (-12.97%)$217,350 (-) Land $20,370 Building $196,980
2025$8,357.00$217,350 (+117.24%) Land $20,370 Building $196,980$152,145 Land $14,259 Building $137,886
2024$8,357.00 (+74.18%)
2023$4,798.00 (+1.74%)$100,050 (-) Land $20,370 Building $79,680
2022$4,716.00$100,050 Land $20,370 Building $79,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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