195 E Main St, Norwalk, OH 44857 Property Records

Huron County property record for 195 E Main St, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,476 sqft · built 1924
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Nov 2024)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-0350-01-010-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0350-01-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,476 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	708 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	157 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	80 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	195 E MAIN ST
City	NORWALK
State	OH
Zip	44857-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1481
Legal Lot Number	1481
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	4
Census Block	4003
Census Tract	915500

Owner

Source: Huron County assessment roll, APN 33-0350-01-010-0000, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 E MAIN ST, NORWALK, OH 44857-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Dec 30, 2004
Deed Document Number	20245822
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	195 E MAIN ST, NORWALK, OH 44857-1832
Document Number	0000001343
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E MAIN ST NORWALK OH 448571832, NORWALK, OH 44857-1832

Mortgage

Document Number	0000001343
Date	Mar 19, 2019
Instrument	1343

Lender

Name	FIRELANDS FCU
Type	Credit Union
Address	BELLEVUE, OH 44811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 18, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Huron County assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 (+19.54%)	$50,150 (+23.4%) Land $7,660 Building $42,490	$143,270 (+23.4%) Land $21,880 Building $121,390
2024	$1,658.00 (+11.88%)	$40,640 (+9.87%) Land $7,660 Building $32,980	$116,100 (+9.86%) Land $21,880 Building $94,220
2023	$1,482.00 (-0.54%)	$36,990 (-) Land $7,210 Building $29,780
2022	$1,490.00	$36,990 Land $7,210 Building $29,780
2021			$105,680 Land $20,600 Building $85,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Huron County (39077C), as of May 11, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 388 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, North Coast Wireless Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3901111, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORWALK CITY PWS private · serves 17,466 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.