195 E Lewis St, Niantic, IL 62551 Property Records

Macon County property record for 195 E Lewis St, Niantic, IL 62551

Property Summary

Property Type	Commercial
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2014)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-10-11-257-011`

Property Details

APN / Parcel Number

Primary APN	`13-10-11-257-011`
Alternative APN	`10-11-257-011`

Exterior

Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	80 ft deep x 70 ft wide

Location & Zoning

Account Number	131011257011
Street Address	195 E LEWIS ST
City	NIANTIC
State	IL
Zip	62551-4052
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	MUNICIPAL
Legal Description	VILLAGE OF NIANTIC N70 LTS 1 & 2 BLK 5 & W1/2 VAC LY E & ADJ TO LT 1 BLK 5 99BK2865/200 70X80 91BK2537/296
Legal Range	01W
Legal Township	16N
Legal Section	11
Legal Subdivision	NIANTIC
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	MACON IL
Township / Civil Division	NIANTIC
Census Block Group	3
Census Block	3021
Census Tract	2800

Owner

195 E Lewis St, a commercial property, is owned by an individual who bought it in September 2014.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3742 MERRIMAC LN W, HANOVER PARK, IL 60133-6258
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit BUENA VISTA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2014 · Amount on File
Deed Sale	Sep 5, 2014 · Amount on File
Prior Sale	Mar 8, 2012 · Amount on File
Deed Document Number	20141876954
Deed Book / Page	4390 / 654
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	195 E LEWIS ST, NIANTIC, IL 62551-4052
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4737/820
Date	May 4, 2020
Book Page	4737/820
Instrument	1960338

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	195 E LEWIS ST, NIANTIC, IL 62551-4052
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1922512
Date	Aug 4, 2017
Book Page	4577/420
Instrument	1922512

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank
Address	Chester, IL 62233

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 195 E Lewis St was $2,253.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Niantic Township
Municipality	Niantic Village
Unified School District	Sangamon Valley Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00	$27,028 Land $1,982 Building $25,046	$81,093 Land $5,947 Building $75,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 E Lewis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 E Lewis St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-NIANTIC serves 648 people · EPA ID IL1150400
Water Source	Purchased groundwater from UNITED REGIONAL WATER COOP
Last State Inspection	Jan 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Conxxus.

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