195 E Lawrence St, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 195 E Lawrence St, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,390 sqft · built 1942
Lot Size	0.267 acres (11,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (Jun 2020)
Tax Bill	$11,782 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00029-0000-00004-01`

Property Details

APN / Parcel Number

Primary APN	`11-00029-0000-00004-01`
Alternative APNs	`11000290000000040001` `1100029000000004A`

Interior

Stories	1 Story
Building Area	1,390 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	11,609 sqft (0.267 acres)
Lot Dimensions	135 ft deep x 86 ft wide

Location & Zoning

Old Parcel Number	1100029000000004A
Street Address	195 E LAWRENCE ST
City	MILLTOWN
State	NJ
Zip	08850-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	86X135 5,6
Legal Subdivision	BOOREAM ESTATE
Legal Block	29
Legal Lot Number	4.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	2
Census Block	2030
Census Tract	6300

Owner

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 E LAWRENCE ST, MILLTOWN, NJ 08850-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Grant Deed, Transfer · Conventional Mortgage MR COOPER
Dec 3, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Feb 28, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	202047346
Deed Book / Page	17893 / 417
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 2, 2020
Property Address	195 E LAWRENCE ST, MILLTOWN, NJ 08850-1137
Document Number	0000047346
Book / Page	017893 / 000417
Instrument Date	May 8, 2020
Instrument	47346
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	GUARDIAN SETTLEMENT AGENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	195 E LAWRENCE ST MILLTOWN NJ 088501137, MILLTOWN, NJ 08850-1137

Mortgage

Document Number	47347
Date	Jun 2, 2020
Book Page	017893/000423
Instrument	47347

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 3, 2018
Property Address	195 E LAWRENCE ST, MILLTOWN, NJ 08850-1137
Document Number	0000102484
Book / Page	017363 / 001503
Instrument Date	Oct 24, 2018
Instrument	102484
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E LAWRENCE ST MILLTOWN NJ 088501137, MILLTOWN, NJ 08850-1137

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	195 E LAWRENCE ST, MILLTOWN, NJ 08850-1137
Document Number	0000029269
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	195 E LAWRENCE ST MILLTOWN NJ 088501137, MILLTOWN, NJ 08850-1137

Mortgage

Document Number	0000029269
Date	Apr 4, 2018
Book Page	017137/000820
Instrument	29269

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,500 (-) Land $90,300 Building $79,200	$169,500 (-) Land $90,300 Building $79,200
2025	$11,782.00 (+2.92%)	$169,500 (-) Land $90,300 Building $79,200	$169,500 (-) Land $90,300 Building $79,200
2024	$11,448.00 (+2.32%)
2023		$169,500 Land $90,300 Building $79,200	$169,500 Land $90,300 Building $79,200
2022	$11,188.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1984–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

195 E Lawrence St, Milltown, NJ 08850 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Lawrence St

Nearby Streets

Search Property Records by Address or Parcel Number