DuPage County property record for 195 E Lake St, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,475 sqft · built 1965 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Apr 2026) |
| Tax Bill | $5,993 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-36-303-004 |
| Primary APN | 03-36-303-004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,475 sqft Living Area |
| 1st Floor Area | 875 sqft |
| 2nd Floor Area | 300 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 12.9 ft deep x 12 ft wide |
| Street Address | 195 E LAKE ST |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | STONE & COS ELMHURST ADD /EX TRI IN SW COR MEAS 64.93 FT ON S LN & RNG TO NW COR/ |
| Legal Subdivision | STONE & COS ELMHURST ADD |
| Legal Block | 61 |
| Legal Lot Number | 26 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | ADDISON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 840706 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 E LAKE ST, ELMHURST, IL 60126-2048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| May 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2002 · Amount on Record |
| Deed Document Number | 202624917 |
| Prior Transfer Date | Apr 2, 2026 |
| Prior Transfer Doc | 0000024917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 17, 2026 |
| Property Address | 195 E LAKE ST, ELMHURST, IL 60126-2048 |
| Document Number | 0000024917 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202624917 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 195 E LAKE ST, ELMHURST, IL 60126-2048 |
| Document Number | 0000024918, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202624918 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 195 E LAKE ST, ELMHURST, IL 60126-2048 |
| Document Number | 0000050567 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 195 E LAKE ST ELMHURST IL 601262048, ELMHURST, IL 60126-2048 |
| Document Number | 0000050567 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 50567 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
| Rate | 4.62% |
|---|
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Addison Township |
| Municipality | Elmhurst City |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,993.00 (+3.97%) Homeowner's exemption | $110,190 (+7.9%) Land $46,351 Building $63,839 | $330,570 (+7.9%) Land $139,053 Building $191,517 |
| 2024 | $5,764.00 (+14.96%) | $102,122 (+16.23%) Land $42,957 Building $59,165 | $306,366 (+16.23%) Land $128,871 Building $177,495 |
| 2022 | $5,014.00 Homeowner's exemption | $87,860 Land $37,070 Building $50,790 | $263,580 Land $111,210 Building $152,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMHURST serves 45,000 people · EPA ID IL0430350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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