195 E Fairways Cir, Smyrna, DE 19977 Property Records

Kent County property record for 195 E Fairways Cir, Smyrna, DE 19977

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,132 sqft · built 1974
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Mar 2019)
Tax Bill	$2,217 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-00-028.04-01-47.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-00-028.04-01-47.00-000`
Alternative APNs	`DC00028.040147.00/000` `1068`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	150 ft deep x 160 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	1068
Street Address	195 E FAIRWAYS CIR
City	SMYRNA
State	DE
Zip	19977-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	HICKORY RIDGE, BLK. M, LOT 4, 195 FAIRWAY CIRCLE
Legal Subdivision	HICKORY RIDGE - SECTION 1
Legal Block	M
Legal Lot Number	4
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1000
Census Tract	40206

Owner

195 E Fairways Cir is owned and occupied by two individuals who bought it in March 2019.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 E FAIRWAYS CIR, SMYRNA, DE 19977-1823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 29, 2019	Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC
Sep 18, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Sep 18, 2018 · Amount on File
Deed Document Number	2019359104
Deed Book / Page	9531 / 106
Prior Transfer Date	Sep 23, 2010
Prior Transfer Doc	0000180698
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	195 E FAIRWAYS CIR, SMYRNA, DE 19977-1823
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E FAIRWAYS CIR, SMYRNA, DE 19977-1823

Mortgage

Document Number	0000464501
Date	Nov 16, 2022
Book Page	12257/1
Instrument	2022-464501

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	195 E FAIRWAYS CIR, SMYRNA, DE 19977-1823
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000445457
Date	Mar 1, 2022
Book Page	11788/264
Instrument	2022-445457

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Mar 29, 2019
Property Address	195 E FAIRWAYS CIR, SMYRNA, DE 19977-1823
Document Number	0000359104
Book / Page	9531 / 106
Instrument Date	Mar 28, 2019
Instrument	2019-359104
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5151 FORREST AVE, 5151, DOVER, DE 19904-5120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	195 E FAIRWAYS CIR, SMYRNA, DE 19977-1823

Mortgage

Document Number	0000359105
Date	Mar 29, 2019
Instrument	2019-359105

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Sep 18, 2018
Property Address	195 E FAIRWAYS CIR, SMYRNA, DE 19977-1823
Document Number	0000348107
Book / Page	009291 / 000297
Instrument Date	Sep 13, 2018
Instrument	348107
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	195 E FAIRWAYS CIR SMYRNA DE 199771823, SMYRNA, DE 19977-1823

Tax Assessment & Valuation

The 2026 property tax bill for 195 E Fairways Cir was $2,217, up 1.8% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,217.00 (+1.84%)	$411,800 Land $108,200 Building $303,600
2025	$2,177.00
2023	$2,455.00	$76,100 Land $20,700 Building $55,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 E Fairways Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 E Fairways Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 72% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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