195 E Cove Ave, Wheeling, WV 26003 Property Records

Ohio County property record for 195 E Cove Ave, Wheeling, WV 26003 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 945 sqft · built 1956
Lot Size	0.226 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Jun 2025)
Tax Bill	$879 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-W91-0059.0000`

Property Details

APN / Parcel Number

Primary APN	`10-W91-0059.0000`
Alternative APNs	`35-10-W91-0059.0000` `06072901`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,888 sqft (0.226 acres)
Lot Dimensions	165 ft deep x 60 ft wide
Garage Area	320 sqft
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06072901
Street Address	195 E COVE AVE
City	WHEELING
State	WV
Zip	26003-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM TERRACE SEC 1 95
Jurisdiction	OHIO WV
Township / Civil Division	3
Census Block Group	5
Census Block	5023
Census Tract	1800

Owner

Source: Ohio County records · APN 10-W91-0059.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Deed Document Number	19795128
Deed Book / Page	1090 / 201
Record Updated	Jun 08, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OHIO WV
Recording Date	Jun 27, 2025
Property Address	195 E COVE AVE, WHEELING, WV 26003-5026
Document Number	001090/201
Book / Page	1090 / 201
Instrument Date	Jun 25, 2025
Instrument	19795128
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0019795129
Date	Jun 27, 2025
Instrument	19795129

Lender

Name	FIRST CHOICE AMERICA COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ohio County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Ohio County
Municipality	Wheeling City
Unified School District	Ohio County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$879.00 (+3.17%)	$58,980 (+2.82%) Land $22,560 Building $36,420	$98,300 (+2.82%) Land $37,600 Building $60,700
2023	$852.00 (-0.7%)	$57,360 (-) Land $22,560 Building $34,800	$95,600 (-) Land $37,600 Building $58,000
2022	$858.00	$57,360 Land $22,560 Building $34,800	$95,600 Land $37,600 Building $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ohio County (54069C), updated July 17, 2006 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540690018005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	27 (1978–2025)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Jun 2025, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, And Landslides, Sep 2004 · 5 claims Severe Storms & Flooding, Aug 1980 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 605 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.