Lincoln County property record for 195 E College St, Troy, MO 63379 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1919 |
| Square Footage | 1,396 sqft Living Area |
| Lot Size | 13,155 sqft (0.301 acres) |
| Garage | Detached, 484 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,001.00 (2025) |
| Primary APN | 15-70-26-004-004-002.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,396 sqft Living Area |
| Basement Area | 349 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Year Built | Built 1919 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Wood Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,155 sqft (0.301 acres) |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Street Address | 195 E COLLEGE ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1332 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT A OF 195 EAST COLLEGE STREET S/D, PLAT 14/345, BEING PT OF US SURVEY 375 & PT OF ORIG TOWN OF TROY |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 26 |
| Legal Subdivision | TROY |
| Legal Lot Number | A 81 |
| Jurisdiction | LINCOLN MO |
| Minor Civil Division | BEDFORD |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 810305 |
Source: Lincoln County records · APN 15-70-26-004-004-002.000
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC |
| Nov 06, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO |
| Mar 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC |
| Aug 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Apr 30, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2019 |
| Deed Sale | Oct 25, 2019 |
| Prior Sale | Apr 30, 2018 |
| Deed Doc Number | 2019009653 |
| Deed Book / Page | 2439 / 0758 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02422/0298 |
|---|---|
| Date | May 01, 2018 |
| Book Page | 2422/0298 |
| Instrument | 2018003660 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | SELECT TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 02440/0208 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 2440/0208 |
| Instrument | 2019010107 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 03, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02432/0455 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 2432/0455 |
| Instrument | 2019002290 |
| Name | FRONTIER FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Document Number | 002467/830 |
|---|---|
| Date | Aug 04, 2021 |
| Book Page | 2467/830 |
| Instrument | 2021010382 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 25, 2019 |
| Property Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Document Number | 02439/0758 |
| Book / Page | 2439 / 0758 |
| Map Reference | MB 14 PG 345 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 2019009653 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 LAKE RIDGE DR, SAINT PETERS, MO 63376-1813 |
| Name | Verified Name |
|---|---|
| Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Document Number | 2019009654 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 2019009654 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 30, 2018 |
| Property Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Document Number | 02422/0208 |
| Book / Page | 2422 / 0208 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018003570 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 HARBOR POINT CT, LAKE SAINT LOUIS, MO 63367-1336 |
| Name | Verified Name |
|---|---|
| Address | 195 E COLLEGE ST, TROY, MO 63379-1332 |
| Investor | Possibly a Property Investor |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,001.00 (+3.09%) | $16,893 (+10.63%) Land $2,977 Building $13,916 | $88,910 (+10.63%) Land $15,670 Building $73,240 |
| 2023 | $971.00 (+5.77%) | $15,270 Land $1,913 Building $13,357 | $80,370 Land $10,070 Building $70,300 |
| 2022 | $918.00 |
195 E College St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lincoln County (29113C), updated October 5, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Downtown Troy Historic District listed 2013 · 42 contributing resources · NRIS 13000857 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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