195 E Carmel Dr, Meridian, ID 83646 Property Records

Ada County property record for 195 E Carmel Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1997
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$330,472 (Jul 2026)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R5145410560`

Property Details

APN / Parcel Number

Primary APN	`R5145410560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	2,153 sqft
1st Floor Area	1,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	195 E CARMEL DR
City	MERIDIAN
State	ID
Zip	83646-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 1 BLK 2 LA PLAYA MANOR ESTATES SUB
Legal Range	01E
Legal Township	03N
Legal Section	06
Legal Subdivision	LA PLAYA MANOR ESTATES SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	4
Census Block	4009
Census Tract	10367

Owner

195 E Carmel Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2024	Intrafamily Transfer, Transfer
Jan 3, 2024	Warranty Deed, Transfer PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY
Oct 20, 2023	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO
Oct 4, 2022	Affidavit of Death of Joint Tenant, Transfer · Line of Credit IDADIV CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Oct 20, 2023
Deed Document Number	202653555
Prior Transfer Date	Jan 3, 2024
Prior Transfer Doc	0000000346
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 21, 2026
Property Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337
Document Number	0000053555
Instrument Date	Jul 16, 2026
Instrument	202653555
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337

Mortgage

Document Number	0000053556,
Date	Jul 21, 2026
Instrument	202653556

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jan 3, 2024
Property Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337
Document Number	0000000346
Instrument Date	Jan 3, 2024
Instrument	2024-000346
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jan 3, 2024
Property Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337
Document Number	0000000378
Map Reference	MB 70 PG 7187-7188
Instrument Date	Oct 27, 2023
Instrument	2024-000378
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Oct 20, 2023
Property Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337
Document Number	0000059549
Map Reference	DOC 97070888
Instrument Date	Oct 18, 2023
Instrument	2023-059549
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ADA ID
Recording Date	Oct 4, 2022
Property Address	195 E CARMEL DR, MERIDIAN, ID 83646-3337
Document Number	0000084113
Instrument Date	Sep 29, 2022
Instrument	2022-084113
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	STEWART TITLE - MERIDIAN OFFIC, STEWART TTL MERIDIAN OFFICE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084114
Date	Oct 4, 2022
Instrument	2022-084114

Lender

Name	IDADIV CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 195 E Carmel Dr was $1,064, down 2.1% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,500 (-0.75%)	$358,500 (-0.75%)
2025	$1,064.00 (-2.12%) Homeowner's exemption	$361,200	$361,200
2024	$1,087.00
2023		$314,500 Land $131,400 Building $183,100	$314,500 Land $131,400 Building $183,100
2022	$1,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 E Carmel Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 195 E Carmel Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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