195 E Broadway, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 195 E Broadway, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,520 sqft · built 1988
Lot Size	0.542 acres (23,610 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`427-188-7`

Property Details

APN / Parcel Number

Primary APN	`427-188-7`
Alternative APN	`HAVE M:0427 B:00188 L:7`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	3,732 sqft
Basement Area	1,104 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,610 sqft (0.542 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	427-188-7
Street Address	195 E BROADWAY
City	HAVERHILL
State	MA
Zip	01830-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	188
Legal Lot Number	7
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2036
Census Tract	260302

Owner

195 E Broadway is owned and occupied by two individuals who acquired it in November 2014.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 E BROADWAY, HAVERHILL, MA 01830-4303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2014
Deed Sale	Nov 13, 2014
Prior Sale	Oct 16, 2009 · Amount on File
Deed Document Number	2014111300178
Deed Book / Page	33668 / 1
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	195 E BROADWAY, HAVERHILL, MA 01830-4303
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39596-19
Date	Mar 2, 2021
Book Page	39596/19
Instrument	20210302002910

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 195 E Broadway was $5,948, up 8.8% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,948.00 (+8.82%)	$555,400 (+8.12%) Land $192,000 Building $363,400	$673,740
2024	$5,466.00 (-0.82%)	$513,700 (+3.92%) Land $181,100 Building $332,600
2023	$5,511.00	$494,300 Land $182,900 Building $311,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 E Broadway in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	148 units insured incl. 106 condo units
Nearby Flood Claims	24 (1979–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 13 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 E Broadway is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20