195 E Bay Ridge Rd, Harrells, NC 28444 Property Records

Bladen County property record for 195 E Bay Ridge Rd, Harrells, NC 28444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 2017
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2020)
Tax Bill	$2,319 (2026)
Deeds & Mortgages	Oct 2024 Sale Nov 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0137-40-46-1433`

Property Details

APN / Parcel Number

Primary APN	`0137-40-46-1433`
Alternative APNs	`1374-04-61-4333` `0026215` `0547676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,890 sqft Base Area
1st Floor Area	1,890 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	159 ft deep x 100 ft wide
Garage Area	529 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	0547676
Street Address	195 E BAY RIDGE RD
City	HARRELLS
State	NC
Zip	28444-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	137404614333 BAY RIDGE RD
Legal Subdivision	BAY TREE LAKES
Jurisdiction	BLADEN NC
Township / Civil Division	LAKE CREEK
Census Block Group	1
Census Block	1035
Census Tract	950101

Owner

Source: Bladen County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 E BAY RIDGE RD, HARRELLS, NC 28444-8897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2024	Warranty Deed, Transfer
Nov 6, 2020	Warranty Deed, Transfer
Jul 23, 2019	Warranty Deed, Transfer · Stand-Alone Refinance SOUTHERN TRUST MORTGAGE, LLC
Dec 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	20203063
Deed Book / Page	809 / 172
Prior Transfer Date	Nov 21, 2005
Prior Transfer Doc	00581/0548
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLADEN NC
Recording Date	Oct 17, 2024
Property Address	195 E BAY RIDGE RD, HARRELLS, NC 28444-8897
Document Number	000868/994
Book / Page	868 / 994
Instrument Date	Oct 17, 2024
Instrument	2797
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 397, ATKINSON, NC 28421-0397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E BAY RIDGE RD, HARRELLS, NC 28444-8897

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLADEN NC
Recording Date	Nov 6, 2020
Property Address	195 E BAY RIDGE RD, HARRELLS, NC 28444-8897
Document Number	000809/172
Book / Page	809 / 172
Map Reference	MB 10 PG 30-32
Instrument Date	Nov 5, 2020
Instrument	3063
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 HUGH HWY, ELIZABETHTOWN, NC 28337-8997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2851, ELIZABETHTOWN, NC 28337-2851

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLADEN NC
Recording Date	Jul 23, 2019
Property Address	195 E BAY RIDGE RD, HARRELLS, NC 28444-8897
Document Number	000790/104
Book / Page	790 / 104
Instrument Date	Jul 19, 2019
Instrument	1869
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 BAY RIDGE RD, HARRELLS, NC 28444-8897
Investor	Possibly a Property Investor

Mortgage

Document Number	000790/107
Date	Jul 23, 2019
Book Page	790/107
Instrument	1870

Lender

Name	SOUTHERN TRUST MORTGAGE, LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLADEN NC
Recording Date	Dec 22, 2017
Property Address	195 E BAY RIDGE RD, HARRELLS, NC 28444-8897
Document Number	00769/1110
Book / Page	769 / 1110
Instrument Date	Dec 21, 2017
Instrument	03872
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 W BAY RIDGE RD, HARRELLS, NC 28444-8895

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8630 RIVER RD, WILMINGTON, NC 28412-3334
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bladen County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bladen County
Unified School District	Bladen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,319.00 (+2.29%)	$259,190 (-) Land $20,000 Building $239,190	$259,191 (-) Land $20,000 Building $239,191
2025	$2,267.00	$259,190 (-) Land $20,000 Building $239,190	$259,191 (-) Land $20,000 Building $239,191
2023	$2,267.00	$259,190 Land $20,000 Building $239,190	$259,191 Land $20,000 Building $239,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1999–2024)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Star Communications Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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