195 E 400 N, Richfield, UT 84701 Property Records

Sevier County property record for 195 E 400 N, Richfield, UT 84701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,919 sqft · built 1900
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$410,565 (Sep 2026)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2022 Line of Credit + 3 more
APN	`1-46-40`

Property Details

APN / Parcel Number

Primary APN	`1-46-40`
Alternative APNs	`0096400` `96400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	980 sqft
Attic	Attic
Attic Area	325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cottage
Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Account Number	0096400
Street Address	195 E 400 N
City	RICHFIELD
State	UT
Zip	84701-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR LOT 1 BLK 17 PLAT D RICHFIELD CITY SURVEY W 125.27 FT N 0*2'47 W 128.5 FT E 54.03 FT N 1 FT E 72.25 FT S 129.5
Legal Subdivision	RICHFIELD CITY SURVEY
Legal Block	17
Legal Lot Number	1
Jurisdiction	SEVIER UT
Township / Civil Division	RICHFIELD
Census Block Group	2
Census Block	2045
Census Tract	975400

Owner

Source: Sevier County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 E 400 N, RICHFIELD, UT 84701-2150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit STATE BANK OF SOUTHERN UTAH
Jul 1, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit ROCK CANYON BANK
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit STATE BANK OF SOUTHERN UTAH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Jul 1, 2022
Deed Document Number	2026448660
Deed Book / Page	860 / 486
Prior Transfer Date	Feb 2, 2006
Prior Transfer Doc	00536/0947
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER UT
Recording Date	Sep 24, 2026
Property Address	195 E 400 N, RICHFIELD, UT 84701-2150
Document Number	0000448660
Book / Page	860 / 486
Instrument Date	Sep 24, 2026
Instrument	2026448660
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	195 E 400 N, RICHFIELD, UT 84701-2150

Mortgage

Document Number	0000448660,
Date	Sep 24, 2026
Book Page	860/488
Instrument	2026448660

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	195 E 400 N, RICHFIELD, UT 84701-2150
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000812/803
Date	Nov 16, 2022
Book Page	812/803
Instrument	431912

Lender

Name	STATE BANK OF SOUTHERN UTAH
Type	Bank
Address	RICHFIELD, UT 84701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER UT
Recording Date	Jul 1, 2022
Property Address	195 E 400 N, RICHFIELD, UT 84701-2150
Document Number	00807/1299
Book / Page	807 / 1299
Instrument Date	Jun 30, 2022
Instrument	430094
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	195 E 400 N, RICHFIELD, UT 84701-2150

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	195 E 400 N, RICHFIELD, UT 84701-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	D LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	741/0004
Date	Jul 5, 2018
Book Page	741/0004
Instrument	00405231

Lender

Name	ROCK CANYON BANK
Type	Bank
Address	SAINT GEORGE, UT 84770

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER UT
Property Address	195 E 400 N, RICHFIELD, UT 84701-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROFESSIONAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 E 950 N, RICHFIELD, UT 84701-1992

Mortgage

Document Number	773/1760
Date	Sep 22, 2020
Book Page	773/1760
Instrument	417531

Lender

Name	STATE BANK OF SOUTHERN UTAH
Type	Bank
Address	RICHFIELD, UT 84701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Sevier County
Municipality	Richfield City
Unified School District	Sevier School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,767 (+1.84%) Land $46,230 Building $132,537	$325,031 (+1.84%) Land $84,054 Building $240,977
2025	$1,704.00	$175,539 (-4.57%) Land $43,989 Building $131,550	$319,162 (-4.57%) Land $79,980 Building $239,182
2024	$1,704.00 (-14.97%)	$183,938 (-8.23%) Land $35,674 Building $148,264	$334,432 (-8.23%) Land $64,861 Building $269,571
2023	$2,004.00 (+38.49%)	$200,432 (+50.88%) Land $32,689 Building $167,743	$364,422 (+50.88%) Land $59,435 Building $304,987
2022	$1,447.00	$132,844 Land $28,332 Building $104,512	$241,535 Land $51,513 Building $190,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHFIELD CITY serves 8,360 people · EPA ID UTAH21013
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber · Cable	2,000 / 2,000
InfoWest Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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