195 E 2nd St, Coal City, IL 60416 Property Records

Grundy County property record for 195 E 2nd St, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 1945
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Jun 2021)
Tax Bill	$5,495 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-356-007`

Property Details

APN / Parcel Number

Primary APN	`06-35-356-007`

Interior

Building Area	1,616 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	195 E 2ND ST
City	COAL CITY
State	IL
Zip	60416-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUFFERNS SUB LT 1 BLK 20 SEC 35-33-8
Legal Range	08W
Legal Township	33N
Legal Section	35
Legal Subdivision	SUFFERNS SUBDIVISION
Legal Block	20
Legal Lot Number	1
Jurisdiction	GRUNDY IL
Township / Civil Division	FELIX
Census Block Group	3
Census Block	3023
Census Tract	700

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 E 2ND ST, COAL CITY, IL 60416-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Mar 15, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	2021604703
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000638135
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 14, 2026
Property Address	195 E 2ND ST, COAL CITY, IL 60416-1003
Document Number	0000638135
Instrument Date	Mar 25, 2026
Instrument	2026638135
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E 2ND ST, COAL CITY, IL 60416-1003

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	195 E 2ND ST, COAL CITY, IL 60416-1003
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000619735
Date	Jun 5, 2023
Instrument	619735

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 31, 2033

Interest

Rate Type	Adjustable Rate
Rate	8.25%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 24, 2021
Property Address	195 E 2ND ST, COAL CITY, IL 60416-1003
Document Number	0000604703
Instrument Date	May 4, 2021
Instrument	604703
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	NOT AVAILABLE, CITYWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	195 E 2ND ST, COAL CITY, IL 60416-1003

Mortgage

Document Number	0000604704
Date	Jun 24, 2021
Instrument	604704

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.38%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRUNDY IL
Recording Date	Mar 15, 2018
Property Address	195 E 2ND ST, COAL CITY, IL 60416-1003
Document Number	0000576171
Instrument Date	Feb 22, 2018
Instrument	576171
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 FURMAN RD DILLSBURG PA 170199689, DILLSBURG, PA 17019-9689

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Felix Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,495.00 (+11.23%) Homeowner's exemption	$74,869 (+11.24%) Land $10,871 Building $63,998	$224,607 (+11.24%) Land $32,613 Building $191,994
2024	$4,940.00 (+27.02%)	$67,306 (+14.11%) Land $10,019 Building $57,287	$201,918 (+14.11%) Land $30,057 Building $171,861
2022	$3,889.00 Homeowner's exemption	$58,985 Land $8,780 Building $50,205	$176,955 Land $26,340 Building $150,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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