195 E 2nd Ave, Clifton, IL 60927 Property Records

Iroquois County property record for 195 E 2nd Ave, Clifton, IL 60927

Property Summary

Property Type	Single Family Home
Lot Size	0.204 acres (8,916 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2025)
Tax Bill	$4,477 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10 03 401 006`

Property Details

APN / Parcel Number

Primary APN	`10 03 401 006`

Exterior

Lot Area	8,916 sqft (0.204 acres)

Location & Zoning

Street Address	195 E 2ND AVE
City	CLIFTON
State	IL
Zip	60927-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 18 & 20 BLK 9 VIL OF CLIFTON
Legal Subdivision	ORIGINAL TOWN
Legal Block	9
Legal Lot Number	18,20
Jurisdiction	IROQUOIS IL
Township / Civil Division	CHEBANSE
Census Block Group	3
Census Block	3036
Census Tract	950200

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 E 2ND AVE, CLIFTON, IL 60927-9007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage MUNICIPAL TRUST AND SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Feb 24, 2022 · Amount on Record
Deed Document Number	20253654
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 29, 2025
Property Address	195 E 2ND AVE, CLIFTON, IL 60927-9007
Document Number	00025R3654
Instrument Date	Oct 29, 2025
Instrument	25R3654
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E 2ND AVE, CLIFTON, IL 60927-9007

Mortgage

Document Number	00025R3655
Date	Oct 29, 2025
Instrument	25R3655

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Feb 24, 2022
Property Address	195 E 2ND AVE, CLIFTON, IL 60927-9007
Document Number	00022R0666
Instrument Date	Feb 24, 2022
Instrument	22R0666
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	476 N STATE ROUTE 49, 476, CISSNA PARK, IL 60924-8876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 E 2ND AVE, CLIFTON, IL 60927-9007

Mortgage

Document Number	00022R0667
Date	Feb 24, 2022
Instrument	22R0667

Lender

Name	MUNICIPAL TRUST AND SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.2%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Chebanse Township
Municipality	Clifton Village
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,477.00 (+12.86%)	$64,390 (+13.76%) Land $7,340 Building $57,050	$193,170 (+13.76%) Land $22,020 Building $171,150
2024	$3,967.00 (+18.49%) Homeowner's exemption	$56,600 (+14.74%) Land $6,450 Building $50,150	$169,800 (+14.74%) Land $19,350 Building $150,450
2022	$3,348.00 Homeowner's exemption	$49,330 Land $5,620 Building $43,710	$147,990 Land $16,860 Building $131,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON serves 1,500 people · EPA ID IL0750250
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Watch TV.

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