Davis County property record for 195 E 2325 S, Clearfield, UT 84015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,692 sqft · built 2004 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,556 (Apr 2026) |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-468-0222 |
| Primary APN | 12-468-0222 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Living Area |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 478 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 195 E 2325 S |
|---|---|
| City | CLEARFIELD |
| State | UT |
| Zip | 84015-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | ALL OF LOT 222, CARALYN PARK ESTATES PLAT B. CONT. 0.15 ACRES |
| Legal Subdivision | CARALYN PARK ESTATES PLAT B |
| Legal Lot Number | 222 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 125415 |
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 E 2325 S, CLEARFIELD, UT 84015-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 28, 2026 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Mar 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BOFI FEDERAL BANK |
| Sep 23, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | May 7, 2008 · Amount on Record |
| Deed Document Number | 20263665735 |
| Deed Book / Page | 8983 / 763 |
| Prior Transfer Date | Apr 11, 2025 |
| Prior Transfer Doc | 008726/327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 195 E 2325 S, CLEARFIELD, UT 84015-2061 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | BACKMAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 007827/750 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 7827/750 |
| Instrument | 3410997 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Apr 28, 2026 |
| Property Address | 195 E 2325 S, CLEARFIELD, UT 84015-2061 |
| Document Number | 008983/763 |
| Book / Page | 8983 / 763 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.3665735 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | INWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 195 E 2325 S, CLEARFIELD, UT 84015-2061 |
| Document Number | 0003665741, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 8983/790 |
| Instrument | 2026.3665741 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 195 E 2325 S, CLEARFIELD, UT 84015-2061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | GUARANTEE TITLE |
| Name | Verified Name |
|---|
| Document Number | 00006965/5 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 6965/5 |
| Instrument | 3079641 |
| Name | BOFI FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 195 E 2325 S, CLEARFIELD, UT 84015-2061 |
| Document Number | 0003190795 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | ADVANCED TITLE, ADVANCED TITLE INS AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 195 E 2325 S CLEARFIELD UT 840152061, CLEARFIELD, UT 84015-2061 |
| Document Number | 0003190795 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 007356/001667 |
| Instrument | 3190795 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 26, 2049 |
Source: Davis County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Clearfield City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,200 (-0.22%) Land $64,964 Building $179,236 | $444,000 (-0.22%) Land $118,116 Building $325,884 | |
| 2025 | $2,731.00 (+3.06%) | $244,750 (-39.27%) Land $67,035 Building $177,715 | $445,000 (+10.42%) Land $121,881 Building $323,119 |
| 2024 | $2,650.00 (+8.96%) | ||
| 2023 | $2,432.00 (-12.52%) | $403,000 Land $103,126 Building $299,874 | $403,000 Land $103,126 Building $299,874 |
| 2022 | $2,780.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Dec 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Connext Networks, Rise Broadband, Utah Broadband, Verizon.
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