195 Dreyfus Rd, Berea, KY 40403 Property Records

Madison County property record for 195 Dreyfus Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (May 2018)
Tax Bill	$1,998 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0085-0000-0009-AA`

Property Details

APN / Parcel Number

Primary APN	`0085-0000-0009-AA`
Alternative APNs	`101862` `139112` `69172`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	69172
Street Address	195 DREYFUS RD
City	BEREA
State	KY
Zip	40403-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A-1
Legal Subdivision	MINOR PLAT OF LARRY FREEMAN LOT DIVISION
Legal Tract	A-1
Legal Lot Number	A-1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1002
Census Tract	11103

Owner

Source: Madison County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 DREYFUS RD, BEREA, KY 40403-9616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 21, 2018	Warranty Deed, Transfer · VA Mortgage 1ST SIGNATURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Deed Document Number	20182013976043
Deed Book / Page	759 / 467
Prior Transfer Date	Aug 10, 2009
Prior Transfer Doc	00D648/779
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Aug 4, 2026
Property Address	195 DREYFUS RD, BEREA, KY 40403-9616
Document Number	0014366637
Book / Page	2489 / 767
Instrument Date	Jul 28, 2026
Instrument	202614366637
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 DREYFUS RD, BEREA, KY 40403-9616

Mortgage

Document Number	0014366637,
Date	Aug 4, 2026
Book Page	2489/767
Instrument	202614366637

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	195 DREYFUS RD, BEREA, KY 40403-9616
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 DREYFUS RD, BEREA, KY 40403-9616

Mortgage

Document Number	0M2418/598
Date	Oct 22, 2025
Book Page	M2418/598
Instrument	2014293925

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	195 DREYFUS RD, BEREA, KY 40403-9616
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 DREYFUS RD, BEREA, KY 40403-9616

Mortgage

Document Number	00M2268/58
Date	Nov 1, 2023
Book Page	M2268/58
Instrument	2014174888

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	195 DREYFUS RD, BEREA, KY 40403-9616
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M02004/87
Date	Dec 14, 2020
Book Page	M02004/87
Instrument	2014025805

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Nov 1, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	195 DREYFUS RD, BEREA, KY 40403-9616
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2090/745
Date	Sep 10, 2021
Book Page	M2090/745
Instrument	2014052456

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Nov 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 21, 2018
Property Address	195 DREYFUS RD, BEREA, KY 40403-9616
Document Number	D00759/467
Book / Page	D00759 / 467
Map Reference	MB15 PG330
Instrument Date	Apr 27, 2018
Instrument	2013976043
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4990 BELFORT RD, JACKSONVILLE, FL 32256-6006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2337 HIGHWAY, RAYVILLE, LA 71269-5705

Mortgage

Document Number	2013976044
Date	May 21, 2018
Instrument	2013976044

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,998.00 (+10.26%) Homeowner's exemption	$261,000 (+11.92%)	$261,000 (+11.92%)
2023	$1,812.00 Homeowner's exemption	$233,200	$233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Dreyfus Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures