195 Doty St, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 195 Doty St, Waltham, MA 02452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,904 sqft · built 1957
Lot Size	0.31 acres (13,486 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (May 2017)
Tax Bill	$8,341 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34634`

Property Details

APN / Parcel Number

Primary APN	`34634`
Alternative APN	`WALT M:024 B:004 L:0029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	2,480 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,486 sqft (0.31 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	34634
Street Address	195 DOTY ST
City	WALTHAM
State	MA
Zip	02452-7832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	4
Legal Lot Number	29
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	5
Census Block	5000
Census Tract	368901

Owner

195 Doty St is owned and occupied by two individuals who bought it in May 2017.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 DOTY ST, WALTHAM, MA 02452-7832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
May 30, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Nov 1, 1984 · Amount on File
Deed Book / Page	69350 / 404
Transfer Doc	069350-404
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	195 DOTY ST, WALTHAM, MA 02452-7832
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081383-112
Date	Mar 31, 2023
Book Page	81383/112
Instrument	32086

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	195 DOTY ST, WALTHAM, MA 02452-7832
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078287-397
Date	Jul 21, 2021
Book Page	78287/397
Instrument	163385

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	May 30, 2017
Property Address	195 DOTY ST, WALTHAM, MA 02452-7832
Document Number	69350-404
Book / Page	069350 / 000404
Instrument Date	May 30, 2017
Instrument	79656
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	195 DOTY ST WALTHAM MA 024527832, WALTHAM, MA 02452-7832

Mortgage

Document Number	69350-407
Date	May 30, 2017
Book Page	069350/000407
Instrument	79657

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 195 Doty St was $8,341, up 11.8% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,341.00 (+11.76%)	$808,200 (+6.34%) Land $514,900 Building $293,300	$828,904 (-7.2%)
2025	$7,463.00 (+5.36%)	$760,000 (+3.44%) Land $491,400 Building $268,600	$893,190 (+10.06%)
2024	$7,083.00 (+1.07%)	$734,700 (+8.19%) Land $469,600 Building $265,100	$811,585
2023	$7,008.00	$679,100 Land $426,200 Building $252,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Doty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Doty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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