195 Davisco Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 195 Davisco Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,247 sqft · built 2020
Lot Size	0.111 acres (4,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,500 (Nov 2020)
Tax Bill	$13,543 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`032-530-112-5`

Property Details

APN / Parcel Number

Primary APN	`032-530-112-5`
Alternative APN	`032-530-112`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,247 sqft Living Area
1st Floor Area	1,089 sqft
2nd Floor Area	1,158 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	4,839 sqft (0.111 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	195 DAVISCO DR
City	OAKLEY
State	CA
Zip	94561-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9473 L25
Legal Subdivision	GILBERT PROP PH 1 SUB MAP
Legal Tract	9473
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1025
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 DAVISCO DR, OAKLEY, CA 94561-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 30, 2020	Grant Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	2020290242
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	195 DAVISCO DR, OAKLEY, CA 94561-1006
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 DAVISCO DR, OAKLEY, CA 94561-1006

Mortgage

Document Number	0000309378
Date	Nov 5, 2021
Instrument	2021-309378

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 30, 2020
Property Address	195 DAVISCO DR, OAKLEY, CA 94561-1006
Document Number	0000290242
Map Reference	MB 536 PG 1
Instrument Date	Oct 23, 2020
Instrument	2020-290242
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	195 DAVISCO DR, OAKLEY, CA 94561-1006

Mortgage

Document Number	0000290243
Date	Nov 30, 2020
Instrument	2020-290243

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,410 (+2%) Land $220,814 Building $429,596
2025	$13,543.00 (+3.35%)	$637,658 (+4.04%) Land $216,485 Building $421,173
2023	$13,104.00 (+1.76%)	$612,899 Land $208,080 Building $404,819
2022	$12,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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