195 Davis St, Decatur, AL 35603 Property Records

Morgan County property record for 195 Davis St, Decatur, AL 35603 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,104 sqft · built 1998
Lot Size	8.5 acres (370,260 sqft)
Owner	Individual Name on File
Last Sale	$153,102 (Aug 2015)
Tax Bill	$948 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-17-0-001-035.002`

Property Details

APN / Parcel Number

Primary APN	`11-04-17-0-001-035.002`
Alternative APNs	`163773` `57586`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	370,260 sqft (8.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	163773
Street Address	195 DAVIS ST
City	DECATUR
State	AL
Zip	35603-6241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SE1/4 OF SE1/4 OF SEC 17, T6S, R3W, TH N 840'S, TH W 610'S, TO TPOB. TH SO 560.03', TH W 663.5', TH N 359.51
Legal Range	3W
Legal Township	6S
Legal Section	17
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1060
Census Tract	5404

Owner

Source: Morgan County records · APN 11-04-17-0-001-035.002

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	181 DAVIS ST, DECATUR, AL 35603-6241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Deed Book / Page	2015 / 6704
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	195 DAVIS ST, DECATUR, AL 35603-6241
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/38338
Date	Dec 06, 2017
Book Page	MTG2017/38338
Instrument	MTG2017-38338

Lender

Name	TRADITIONS BANK
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (+3.38%)	$26,760 (+3.2%) Land $4,630 Building $22,130	$267,600 (+3.2%) Land $46,300 Building $221,300
2024		$25,930 (-) Land $4,210 Building $21,720	$259,300 (-) Land $42,100 Building $217,200
2023	$917.00 Homeowner's exemption	$25,930 (-) Land $4,210 Building $21,720	$259,300 (-) Land $42,100 Building $217,200
2022	$917.00 Homeowner's exemption	$25,930 Land $4,210 Building $21,720	$259,300 Land $42,100 Building $217,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Nearby Flood Policies	29 in force 29 of 29 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.