195 Dabney St, Orange, VA 22960 Property Records

Orange County property record for 195 Dabney St, Orange, VA 22960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,814 sqft · built 1950
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on Record
Last Sale	$354,000 (Jun 2026)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-A3-00-13-0012`

Property Details

APN / Parcel Number

Primary APN	`044-A3-00-13-0012`
Alternative APN	`9785`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	1,618 sqft
1st Floor Area	979 sqft
Basement Area	799 sqft
Unfinished Basement	799 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Terrain	Rolling
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9785
Street Address	195 DABNEY ST
City	ORANGE
State	VA
Zip	22960-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRL TRAD R
Legal Description	BK 13-12 60 DABNEY
Legal Subdivision	PELISO HEIGHTS
Legal Block	13
Legal Lot Number	12
Jurisdiction	ORANGE VA
Township / Civil Division	3
Census Block Group	2
Census Block	2050
Census Tract	110200

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 DABNEY ST, ORANGE, VA 22960-1403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer · Conventional Mortgage LOWER LLC
Jun 8, 2023	Deed, Transfer · Line of Credit MOVEMENT MORTGAGE LLC
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit VIRGINIA NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jun 8, 2023 · Amount on Record
Deed Document Number	20263083
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE VA
Recording Date	Jun 22, 2026
Property Address	195 DABNEY ST, ORANGE, VA 22960-1403
Document Number	0000003083
Instrument Date	Jun 17, 2026
Instrument	20263083
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,754.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 DABNEY ST, ORANGE, VA 22960-1403

Mortgage

Document Number	0000003084,
Date	Jun 22, 2026
Instrument	20263084

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE VA
Recording Date	Jun 8, 2023
Property Address	195 DABNEY ST, ORANGE, VA 22960-1403
Document Number	0000002369
Map Reference	MB O SL 290
Instrument Date	Jun 5, 2023
Instrument	230002369
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 DABNEY ST, ORANGE, VA 22960-1403

Mortgage

Document Number	0000002370
Date	Jun 8, 2023
Instrument	230002370

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	195 DABNEY ST, ORANGE, VA 22960-1403
Document Number	170002714
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 DABNEY ST ORANGE VA 229601403, ORANGE, VA 22960-1403

Mortgage

Document Number	170002714
Date	Apr 18, 2017
Instrument	2714

Lender

Name	VIRGINIA NAT'L BK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Municipality	Orange Town
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,086.00	$144,400 (-) Land $30,000 Building $114,400	$144,400 (-) Land $30,000 Building $114,400
2023	$1,086.00	$144,400 Land $30,000 Building $114,400	$144,400 Land $30,000 Building $114,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE serves 5,022 people · EPA ID VA6137500
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: FiberLync, T-Mobile.

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