Cherokee County property record for 195 Coyl Rd, Gaffney, SC 29340 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,214 sqft · built 1980 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $202 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017562-23-3 |
| Primary APN | 017562-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,214 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 54,014 sqft (1.24 acres) |
| Porch | Porch |
| Old Parcel Number | 1180000062001 61045789 |
|---|---|
| Street Address | 195 COYL RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 195 COYLE RD NEW OUT BLDG FOR 92 KP |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970503 |
Source: Cherokee County records · APN 017562-23-3
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 COYLE RD; GAFFNEY S C, C, GAFFNEY, SC 29340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage FIRST PIEDMONT FED'L S&L ASSN |
| Jul 18, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 195 COYL RD, GAFFNEY, SC 29340-4621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001612776 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 161/2776 |
| Instrument | 202300003717 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 195 COYL RD, GAFFNEY, SC 29340-4621 |
| Document Number | 0001050440 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 195 COYL RD GAFFNEY SC 293404621, GAFFNEY, SC 29340-4621 |
| Document Number | 0001050440 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 000105/000440 |
| Instrument | 3576 |
| Name | FIRST PIEDMONT FED'L S&L ASSN |
|---|---|
| Address | GAFFNEY, SC 29341 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 23, 2028 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 195 COYL RD, GAFFNEY, SC 29340-4621 |
| Document Number | 0000961900 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 195 COYL RD GAFFNEY SC 293404621, GAFFNEY, SC 29340-4621 |
| Document Number | 0000961900 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 000096/001900 |
| Instrument | 3990 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 16, 2057 |
| Rate | 8% |
|---|
Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202.00 (-48.86%) Homeowner's exemption | $3,530 (-) Land $400 Building $3,130 | $88,300 (-) Land $10,000 Building $78,300 |
| 2023 | $395.00 | $3,530 Land $400 Building $3,130 | $88,300 Land $10,000 Building $78,300 |
Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450219705032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 2 (2004–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2009, river or lake flooding |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Wildfire Risk | Low above 38% of the US · above 14% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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