195 Covington Dr, Buffalo, NY 14220 Property Records

Erie County and West Seneca Town property record for 195 Covington Dr, Buffalo, NY 14220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,713 sqft · built 1955
Lot Size	0.173 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Dec 2013)
Tax Bill	$5,235 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-911-444`

Property Details

APN / Parcel Number

Primary APN	`19-911-444`
Alternative APNs	`68001332000008029000` `146800 133.20-8-29`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,713 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	993 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19-911-444
Street Address	195 COVINGTON DR
City	BUFFALO
State	NY
Zip	14220-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	MC-1913 SL-76 (FL-276) COVINGTON GARDENS S/D 50 X 150.00
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	8
Legal Lot Number	29.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	1
Census Block	1006
Census Tract	12001

Owner

195 Covington Dr is owned by an individual who bought it in December 2013.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 KENNEDY DR, BUFFALO, NY 14218-3629
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2013 · Amount on File
Deed Sale	Dec 12, 2013 · Amount on File
Deed Document Number	2013284203
Deed Book / Page	11257 / 6025
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	195 COVINGTON DR, BUFFALO, NY 14220-2851
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COVINGTON DR, BUFFALO, NY 14220-2851

Mortgage

Document Number	0113861328
Date	Aug 26, 2021
Book Page	11386/1328
Instrument	2021169029

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Interest

Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 195 Covington Dr was $5,235, up 90.7% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,235.00 (+90.71%)
2025	$2,745.00 (-46.1%)	$50,600 (-) Land $4,400 Building $46,200	$210,800 (+4.15%) Land $18,330 Building $192,470
2024	$5,093.00	$50,600 (-) Land $4,400 Building $46,200	$202,400 (+4%) Land $17,600 Building $184,800
2023		$50,600 Land $4,400 Building $46,200	$194,615 Land $16,923 Building $177,692
2019	$4,911.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Covington Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1981)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Covington Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20