195 Cotuit Rd, #3, Marstons Mills, MA 02648 Property Records

Barnstable County and Barnstable Town City property record for 195 Cotuit Rd, #3, Marstons Mills, MA 02648

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,017 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Last Sale	$475,000 (Mar 2020)
Tax Bill	$6,431 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CENT M:078 L:01840E`

Property Details

APN / Parcel Number

Primary APN	`CENT M:078 L:01840E`
Alternative APN	`2700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,017 sqft Living Area
Gross Area	4,080 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2700
Street Address	195 COTUIT RD, 3
City	MARSTONS MILLS
State	MA
Zip	02648-1839
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MMVD;R
Legal Lot Number	1840E
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1014
Census Tract	13100

Owner

195 Cotuit Rd, #3 is held in a trust since March 2020.

Source: Barnstable County and Barnstable Town City records, as of April 14, 2026

Owner of Record	Trust Name on File
Mailing Address	195 COTUIT RD, E, MARSTONS MILLS, MA 02648-1839
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Jul 23, 2012 · Amount on File
Deed Document Number	202010945
Deed Book / Page	32731 / 183
Transfer Doc	0000000006
Record Updated	Jun 8, 2026

March 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Mar 3, 2020
Property Address	195 ROUTE 149 # 3, 3, BARNSTABLE, MA 02632
Document Number	32731-183
Book / Page	032731 / 000183
Instrument Date	Feb 26, 2020
Instrument	10945
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,708.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 SOUTH RD CANDIA NH 030342430, CANDIA, NH 03034-2430

Mortgage

Document Number	32731-187
Date	Mar 3, 2020
Book Page	032731/000187
Instrument	10946

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 195 Cotuit Rd, #3 was $6,431, down 1.4% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,431.00 (-1.43%)	$794,900 (-4.84%) Building $794,900
2024	$6,524.00 (+38.22%)	$835,300 (+47.58%) Building $835,300
2023	$4,720.00	$566,000 Building $566,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 195 Cotuit Rd, #3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Cotuit Rd, #3 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20