Surry County property record for 195 Cottage Dr, Mount Airy, NC 27030
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 2002 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,230 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5949-00-11-2536 |
| Primary APN | 5949-00-11-2536 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Basement Area | 350 sqft |
| Unfinished Basement | 350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Width | 142 ft Width |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 355 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 10010754 |
|---|---|
| Street Address | 195 COTTAGE DR |
| City | MOUNT AIRY |
| State | NC |
| Zip | 27030-8179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | LOVE RD |
| Legal Subdivision | HOLLYSPRINGS |
| Jurisdiction | SURRY NC |
| Township / Civil Division | MOUNT AIRY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 930202 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 COTTAGE DR, MOUNT AIRY, NC 27030-8179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 24, 2005 |
| Transfer Doc | 1065/0120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 195 COTTAGE DR, MOUNT AIRY, NC 27030-8179 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0016060852 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 1606/0852 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MOUNT AIRY, NC 27030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,230.00 (-0.81%) | $153,650 (-23.8%) Land $10,400 Building $143,250 | $153,650 (-23.8%) Land $10,400 Building $143,250 |
| 2025 | $1,240.00 (+46.23%) | $201,640 (+31.23%) Land $11,200 Building $190,440 | $201,640 (+31.23%) Land $11,200 Building $190,440 |
| 2023 | $848.00 | $153,650 Land $10,400 Building $143,250 | $153,650 Land $10,400 Building $143,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Fastlink Communications Fixed Wireless | 100 / 25 |
May also be available: Surry Telephone.
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