Calaveras County property record for 195 Cottage Cir, Murphys, CA 95247
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,162 sqft · built 2013 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $532,000 (Oct 2023) |
| Tax Bill | $6,077 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-073-011-000 |
| Primary APN | 068-073-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,162 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 353 sqft |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 068-073-011 |
|---|---|
| Street Address | 195 COTTAGE CIR |
| City | MURPHYS |
| State | CA |
| Zip | 95247-9372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R110000 |
| Legal Description | WILLOW CREEK COTTAGES SUB LOT 10 IN 5 T3R14 |
| Legal Subdivision | WILLOW CREEK COTTAGES SUB |
| Legal Lot Number | 10 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ANGELS CITY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 122 |
Source: Calaveras County records · APN 068-073-011-000
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 COTTAGE CIR, MURPHYS, CA 95247-9372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 11, 2023 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Jun 06, 2013 · Amount on Record |
| Deed Document Number | 20238036 |
| Prior Transfer Date | Apr 02, 2014 |
| Prior Transfer Doc | 0000004175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 195 COTTAGE CIR, MURPHYS, CA 95247-9372 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 195 COTTAGE CIR, MURPHYS, CA 95247-9372 |
| Document Number | 0000011314 |
|---|---|
| Date | Nov 04, 2025 |
| Instrument | 2025-011314 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 195 COTTAGE CIR, MURPHYS, CA 95247-9372 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 195 COTTAGE CIR, MURPHYS, CA 95247-9372 |
| Document Number | 0000009379 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 2023-009379 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Oct 11, 2023 |
| Property Address | 195 COTTAGE CIR, MURPHYS, CA 95247-9372 |
| Document Number | 0000008036 |
| Map Reference | MB 8 PG 41 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023-008036 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 COTTAGE CIR, MURPHYS, CA 95247-9372 |
Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Vallecito Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $505,000 (-6.94%) Land $110,000 Building $395,000 | |
| 2025 | $6,077.00 (+68.99%) | $542,640 (+72.49%) Land $86,700 Building $455,940 |
| 2023 | $3,596.00 (+5.7%) Homeowner's exemption | $314,586 Land $111,929 Building $202,657 |
| 2022 | $3,402.00 |
Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1998–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 344 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION PUBLIC UTILITY DISTRICT serves 4,774 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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