Sonoma County property record for 195 Cooper St, Sonoma, CA 95476
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,414 sqft · built 1999 |
| Lot Size | 0.115 acres (4,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Dec 2003) |
| Tax Bill | $11,444 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-590-011-000 |
| Primary APN | 128-590-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,999 sqft (0.115 acres) |
| Heating System | Central |
|---|
| Old Parcel Number | 128-590-011 |
|---|---|
| Street Address | 195 COOPER ST |
| City | SONOMA |
| State | CA |
| Zip | 95476-7561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99 FM 128-221-002 ST FRANCIS PLACE LOT 11 |
| Legal Subdivision | ST FRANCIS |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | SONOMA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 150203 |
195 Cooper St is owned and occupied by two individuals who bought it in December 2003.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 COOPER ST, SONOMA, CA 95476-7561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2018 | Deed of Trust, Mortgage · ARM BANC OF CALIFORNIA NA |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2003 · Amount on File |
| Deed Sale | Dec 19, 2003 · Amount on File |
| Prior Sale | May 21, 1999 · Amount on File |
| Deed Document Number | 2003257518 |
| Prior Transfer Date | Sep 16, 2002 |
| Prior Transfer Doc | 0000145009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 195 COOPER ST, SONOMA, CA 95476-7561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000025972 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 2018025972 |
| Name | BANC OF CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | SANTA ANA, CA 92707 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 195 COOPER ST, SONOMA, CA 95476-7561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000060236 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019060236 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 195 Cooper St was $11,444 with a homeowner's exemption.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Sonoma City |
| Unified School District | Sonoma Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $913,623 (+2%) Land $406,053 Building $507,570 | |
| 2025 | $11,444.00 Homeowner's exemption | $895,710 Land $398,092 Building $497,618 |
| 2023 | $11,037.00 (+3.16%) Homeowner's exemption | $860,931 Land $382,635 Building $478,296 |
| 2022 | $10,699.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 195 Cooper St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1978–2005) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 195 Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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